USDA VS FHA in East-Providence, Providence County, RI

In 2025, the USDA loan limit for the city of East-Providence, located within the county of Providence in RI, is set at $404,800. Meanwhile, the FHA loan limit for a single-family residence reaches $506,000.

Employ the Lendersa® USDA loan calculator to effectively contrast today's leading USDA and FHA rates. This tool will help you determine the necessary income, credit score thresholds, reserve amounts, and required documents needed for qualification. Our advanced mortgage calculator offers a comprehensive view of USDA, FHA, Conforming, and VA loans side by side, providing clarity to help you identify which program in suits your specific financial scenario most accurately.

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Exploration of 2025 Loan Limits and Down Payment Elements in East-Providence, Providence County, RI

Loan Type Maximum Loan Limit Required Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

A Review of USDA and FHA Loan Options in East-Providence, RI

At Lendersa®, our mission is to facilitate finding the most suitable USDA or FHA loan promptly and effortlessly. Choose from among three potential starting points, each guiding you toward the optimal lender match and USDA loan program tailored to your needs.

Lendersa USDA loan request and matching results overview

Explaining What a USDA Loan is in RI

A USDA home loan is a government-backed loan, guaranteed by the Department of Agriculture. Often referred to as a USDA rural development loan or USDA mortgage, it is exclusively available in designated rural and remote neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans stand out by necessitating no down payment, benefitting buyers who qualify under this scheme significantly.

Enter your location to find out if it qualifies for USDA rural housing loan?



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