USDA Loan Vs. FHA loan for East-Providence, RI [Providence County ]

In 2025, USDA loan limit in East-Providence, county of Providence, RI is $404,800 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Providence, RI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Rhode Island?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(219) 326-8050 Lender's profile and map Reviews LaPorte Community Federal Credit Union 1800 E Lincolnway, La Porte, IN, 46350 LaPorte Community Federal Credit Union has been serving in the community since 1937 when it began as The Allis Chalmers Credit Union. Membership was composed solely of Allis Chalmers workers and their families. Credit union business was conducted in a small office located inside the Allis Chalmers plant. As times, neighborhoods and employment
(765) 654-8731 Lender's profile and map Reviews The Farmers Bank, Frankfort, Indiana 9 East Clinton Street, Frankfort, IN, 46041 The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.
(502) 426-1333 Lender's profile and map Reviews Jefferson Financial Services, Inc. 5618 Bardstown Rd, Louisville, KY, 40291 Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.
(812) 941-0926 Lender's profile and map Reviews Smith Broady & Associates 1114 E. 10th Street, Jeffersonville, IN, 47130 Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.
(502) 671-4800 Lender's profile and map Reviews Eclipse Bank, Inc. 3827 Shelbyville Road, Louisville, KY, 40207 The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas
(502) 819-5222 Lender's profile and map Reviews Atlas Capital Mortgage 120 Sears Avenue, Suite 208, Louisville, KY, 40207 Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.
(502) 896-2616 Lender's profile and map Reviews Borrowers Choice Mortgage 231 Breckenridge Lane, Suite 202D, Louisville, KY, 40207 We offer great rates and closing-cost packages. Borrowers Choice Mortgage will shop among several wholesale lenders nationwide to find your best deal. We make sure clients don’t overlook closing costs by focusing solely on rates, which is a common mistake. Closing costs are very important to getting the best deal over time.
(502) 694-2978 Lender's profile and map Reviews Select Mortgage Advisors LLC 600 Glen Court, Louisville, KY, 40207 Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.
(502) 565-2511 Lender's profile and map Reviews Lightpoint Mortgage Company, Inc 161 St Matthews Ave, Suite 10, Louisville, KY, 40207 The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
(502) 473-1817 Lender's profile and map Reviews Multiple Option Mortgage Services 295 North Hubbards Lane, Suite 102, Louisville, KY, 40207 Multiple Option Mortgage Services is a mortgage broker. Servicing Louisville & surrounding areas. Specializing in all types of residential lending including Conventional, FHA, VA & KHC. With over twenty-five years of experience, our knowledgeable team is confident that they will facilitate a smooth closing in the purchasing of your new home.
(502) 438-9884 Lender's profile and map Reviews Encore Mortgage LLC 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207 Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.