FHA Vs. USDA loan program for Portsmouth, Newport County, Rhode Island

In 2026, the USDA loan cap set for Portsmouth, in Newport county of RI, is $473,800. Meanwhile, the FHA lending limit for a single-family residence is set at $661,250.

Try Lendersa® USDA loan calculator for a detailed comparison of today's leading USDA and FHA rate terms. By determining the needed income, creditworthiness, reserves, and necessary documents, you can qualify easily. Our sophisticated calculator displays USDA, FHA, Conforming, and VA options side by side — assisting in selecting the best program for your finances in .

USDA and FHA loan choices in Portsmouth, RI

The objective at Lendersa® is to facilitate the fastest, most hassle-free access to an USDA or FHA loan. Start with one of our three pathways to align with suitable lenders and USDA loan schemes.

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Explaining USDA Loans in RI

A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike FHA loans which require a minimum of 3.5% down payment, USDA mortgages require zero down payment.

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(831) 264-4003 Lender's profile and map Reviews 1st Capital Bank 5 Harris Court, Building N, Suite 3, Monterey, CA, 93940 1st Capital Bank is a locally managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services, to businesses, professionals and residents throughout California’s Central Coast. Member FDIC 1st Capital Bank’s mission is providing sustainable value to our customers
(831) 238-3488 Lender's profile and map Reviews KENSINGTON REALTY GROUP 513 A Hartnell Street, Monterey, CA, 93940 Kensington Realty Group is a Real Estate Broker servicing Monterey County, Santa Cruz County and San Benito County in the Central Coast of California. Specializing in REO's, Short Sales and Foreclosures and alos our Clients GMAC Rescap, REO Experts, Precision AMC, Option One / AHMSI, One West / IndyMac, LPS, Goodman Dean, Single Source Solutions.
(415) 704-4955 Lender's profile and map Reviews AMA Mortgage 3101 San Jose Avenue, San Francisco, CA, 94112 AMA Mortgage is a mortgage brokerage to offer many different loan programs available out in the lending world. You don’t have to shop around to get the best rates and programs. A loan broker works with multiple lenders and can find the loan that will fit your situation, at the best rate possible.
(650) 342-6755 Lender's profile and map Reviews Slatt Capital 819 Mitten Road, Burlingame, CA, 94010 Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
(650) 342-0373 Lender's profile and map Reviews Capital Realty Group 1200 Howard Ave, Burlingame, CA, 94010 Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
(650) 638-3600 Lender's profile and map Reviews Action Residential Mortgage 1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010 Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
(650) 342-4458 Lender's profile and map Reviews NBT Realty Services, Inc. 2546 Butternut Drive, Hillsborough, CA, 94010 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(650) 652-9439 Lender's profile and map Reviews Nu Level Equity 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010 We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
(650) 219-2926 Lender's profile and map Reviews Karis Finance 1534 Plaza Lane, Burlingame, CA, 94010 Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
(415) 336-7106 Lender's profile and map Reviews Pathmark Mortgage Company 1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010 Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
(650) 340-7800 Lender's profile and map Reviews General Mortgage Capital Corporation 1350 Bayshore Highway, Suite 740, Burlingame, CA, 94010 GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.