USDA and FHA Pro and Con in Portsmouth, Newport County, RI
In 2025, the USDA loan cap set for Portsmouth, in Newport county of RI, is $473,800. Meanwhile, the FHA lending limit for a single-family residence is set at $661,250.
Try Lendersa® USDA loan calculator for a detailed comparison of today's leading USDA and FHA rate terms. By determining the needed income, creditworthiness, reserves, and necessary documents, you can qualify easily. Our sophisticated calculator displays USDA, FHA, Conforming, and VA options side by side — assisting in selecting the best program for your finances in .
Loan limits and down payment details in Portsmouth, Newport county, RI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Portsmouth, RI
The objective at Lendersa® is to facilitate the fastest, most hassle-free access to an USDA or FHA loan. Start with one of our three pathways to align with suitable lenders and USDA loan schemes.
A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike FHA loans which require a minimum of 3.5% down payment, USDA mortgages require zero down payment.
Mercer Credit Union was founded in 1969. The credit union has assets totaling $2.99 Million and provides banking services to more than 500 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
We are all about the family, and where do we spend our family time, in the home. The American Dream of owning your own home is alive and WELL at Clinton Bank.We provide fixed and variable rate products in maturities up to 30 years. We have products that we service ourselves and those we sell into the secondary market.
At First Community Bank, our roots run deep. Starting in 1936 as First National Bank in Clinton, KY, we formed strong ties to this small town along with many of the neighboring communities. The sound relationships that were formed in those early developmental years continue to be an important part of our success.
First Federal Savings and Loan Association of Valdosta
411 N Patterson St, Valdosta, GA, 31601
First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.
The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.
Locoga Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
Georgia Power Valdosta Federal Credit Union was granted a federal charter in March 1958 to serve the financial needs of the Georgia Power Company employees and their families across the southern tier of the state. It remained a single sponsored occupationally bonded credit union until 1995.
First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.
800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions
Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
