USDA Loan Vs. FHA loan for Portsmouth, RI 2025

In 2025, USDA loan limit in Portsmouth, county of Newport, RI is $473,800 while FHA limit is $661,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Portsmouth, RI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Rhode Island?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(706) 348-6822 Lender's profile and map Reviews Mountain Valley Community Bank 136 North Main Street, Cleveland, GA, 30528 Mountain Valley Community Bank was founded in Cleveland, Georgia in May 2004 by a group of local business professionals and grew to 4 locations and approximately $200 million in assets by September 2017. In that same month, Mountain Valley Community Bank merged with and became a division of The Piedmont Bank located in Norcross, Georgia.
(931) 202-2096 Lender's profile and map Reviews PROMORTGAGE 3602 Peavine Road, Crossville, TN, 38571 ProMortgage we represent dozens of lenders and have vast knowledge of literally hundreds of mortgage products and the pros and cons of each for any given situation. ProMortgage advisors work for you and not the banks and we research and recommend the loan product that best fits your needs
(800) 762-7419 Lender's profile and map Reviews REGIONAL federal credit union 7144 Kennedy Avenue, Hammond, IN, 46323 REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000
(219) 844-3125 Lender's profile and map Reviews FinAns Federal Credit Union 7017 Kennedy Avenue, Hammond, IN, 46323 1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
(219) 392-3900 Lender's profile and map Reviews Advance Financial Federal Credit Union 31 W US Highway 30, Schererville, IN, 46375 Established in 1937 by 8 steelworkers, Advance Financial was started and guided by the credit union philosophy and principle of “People Helping People.” Continuing in that tradition today, Advance Financial is committed to providing the utmost quality in member service and exceeding expectations.
(219) 365-6351 Lender's profile and map Reviews Adventas Inc 2436 US Highway 41, Schererville, IN, 46375 Adventas Mortgage, in Schererville, IN, is the area’s leading mortgage specialist serving Jasper, Lake, Porter and the surrounding counties since 2000. We specialize in mortgage purchases and refinancing, home, auto and life insurance, and more. For all your mortgage needs, contact Adventas Mortgage in Schererville.
(931) 823-1247 Lender's profile and map Reviews Union Bank & Trust Company 201 East Main Street, Livingston, TN, 38570 Union Bank & Trust Company was chartered on October 25, 1932, formed by the uniting of Old Farmer’s Bank and Citizen’s Bank with capitol stock of $50, 000.00. The bank was moved to our present location at 201 East Main Street in November, 1965 with a grand opening on November 24, 1965.
(219) 275-2441 Lender's profile and map Reviews Community State Bank 224 W Main St, Brook, IN, 47922 We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.
(219) 659-3254 Lender's profile and map Reviews Whiting Refinery Federal Credit Union 1339 119th Street, Whiting, IN, 46394 Whiting Refinery Federal Credit Union is an independent, federally chartered organization owned and directed by its members – your friends and fellow employees. We are a non-profit organization supervised by the Federal Government. Our purpose is to help you save your money conveniently.
(219) 365-6700 Lender's profile and map Reviews American Community Bank of Indiana 7880 Wicker Avenue, Saint John, IN, 46373 American Community Bank of Indiana is a local bank serving the NWI area, exclusively, for over a century! We are a true community bank that is proud to remain a faithfully local institution dedicated to being your financial partner throughout life. The bank offers a full array of personal and business banking solutions.
(765) 884-1200 Lender's profile and map Reviews Fowler State Bank IN 300 East 5th Street, Fowler, IN, 47944 Fowler State Bank opened its doors for business December 14, 1931. Total amount deposited that day was $36,487.20. Fowler State Bank's evolution started during a severely depressed economy, with an original staff of ten. The original investors were issued 120 shares and became owners of this institution.