USDA Loan Vs. FHA loan for Portsmouth, RI [Newport County Rates 2023]

In 2025, USDA loan limit in Portsmouth, county of Newport, RI is $473,800 while FHA limit is $661,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Portsmouth, RI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Rhode Island?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(717) 541-5132 298 miles Lender's profile and map Reviews Kane Mortgage, Inc 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112 Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.
(570) 323-5188 298 miles Lender's profile and map Reviews WYROPE WILLIAMSPORT FEDERAL CREDIT UNION 1536 Riverside Drive, Williamsport, PA, 17702 Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
(570) 323-6468 298 miles Lender's profile and map Reviews Williamsport Teachers Credit union 302 Matthews Boulevard, Williamsport, PA, 17702 Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(717) 692-7100 299 miles Lender's profile and map Reviews Mid Penn Bank 349 Union Street, Millersburg, PA, 17061 Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
(717) 564-3081 300 miles Lender's profile and map Reviews Blue Chip Federal Credit Union 5050 Derry Street, Harrisburg, PA, 17111 Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
(717) 232-3526 300 miles Lender's profile and map Reviews Belco Community Credit Union 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111 Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
(207) 794-8623 300 miles Lender's profile and map Reviews Lincoln Maine Federal Credit Union 171 West Broadway, Lincoln, ME, 04457 Lincoln Maine Federal Credit Union is a non-profit cooperative where members pool their financial assets to provide funds for loans and other financial services available to members only. The universal philosophy of the credit union movement is: Not for Profit — Not for Charity — But for Service.
(888) 270-9808 300 miles Lender's profile and map Reviews iMove Mortgage LLC 2233 Gelding Way, Bel Air, MD, 21014 iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
(443) 619-7900 300 miles Lender's profile and map Reviews Hawk Mortgage Group 725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014 Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
(410) 838-9090 300 miles Lender's profile and map Reviews Har-Co Credit Union 30 N. Hickory Avenue, Bel Air, MD, 21014 Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
(888) 632-8380 300 miles Lender's profile and map Reviews MBA Mortgage Services 426 S Main St, Bel Air, MD, 21014 MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.