USDA and FHA Pro and Con in Barrington, Bristol County, RI
As of 2025, the USDA loan threshold in Barrington, within Bristol county of RI, stands at $404,800. In comparison, the FHA limit for a single-family residence is $661,250.
Leverage the Lendersa® USDA loan calculator to examine and contrast the top current USDA versus FHA rates, assessing the needed income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA options laid out side by side, thereby offering assistance in selecting the most suitable program for your financial scenario in .
2025 loan boundaries and downpayment criteria in Barrington, Bristol county, RI
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA loan alternatives in Barrington, RI
The mission of Lendersa® is to ensure you receive the best USDA or FHA loans efficiently and with minimum inconvenience. Choose from three starting pathways that connect you to lenders and USDA loan opportunities effectively.
A USDA home loan, which is backed by the U.S. Department of Agriculture and also termed as a USDA rural development loan or a USDA mortgage, is accessible exclusively in rural locations. These loans stand in contrast to FHA mortgages, which require at least a 3.5% down payment, whereas a USDA mortgage requires none.
7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153
Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle.
We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
Here at your Credit Union, we strive to provide a memorable moment each and every time we assist you with a financial transaction. It is our goal to provide our members with products and services that help them reach their financial goals. Whether you need a low-cost checking account or a low-rate loan, we want to be your first call.
Electric Cooperatives Federal Credit Union is a member-owned financial cooperative dedicated to providing sound, competitive financial services in a professional, responsible, and caring manner for all members while maintaining strong financial stability.
Committed to giving back to our communities,
PEOPLE TRUST'S primary PURPOSE is to promote community development by providing credit counseling services, financial support and literacy for communities that would otherwise not receive said OPPORTUNITIES. PEOPLE TRUST pledges to challenge what has become tradition in today's fluctuating socio-economical system.
650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.
TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.
