USDA and FHA Pro and Con in Barrington, Bristol County, RI
As of 2025, the USDA loan threshold in Barrington, within Bristol county of RI, stands at $404,800. In comparison, the FHA limit for a single-family residence is $661,250.
Leverage the Lendersa® USDA loan calculator to examine and contrast the top current USDA versus FHA rates, assessing the needed income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA options laid out side by side, thereby offering assistance in selecting the most suitable program for your financial scenario in .
2025 loan boundaries and downpayment criteria in Barrington, Bristol county, RI
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA loan alternatives in Barrington, RI
The mission of Lendersa® is to ensure you receive the best USDA or FHA loans efficiently and with minimum inconvenience. Choose from three starting pathways that connect you to lenders and USDA loan opportunities effectively.
A USDA home loan, which is backed by the U.S. Department of Agriculture and also termed as a USDA rural development loan or a USDA mortgage, is accessible exclusively in rural locations. These loans stand in contrast to FHA mortgages, which require at least a 3.5% down payment, whereas a USDA mortgage requires none.
1725 Veterans Memorial Pkwy S, Lafayette, IN, 47909
Purdue University Employees Credit Union was founded in 1969 by a group of university employees. Put simply, they wanted a place where they, their families and fellow employees could save and borrow money safely, confidentially, & at a fair rate of interest. Through its 10 full-service branches, three satellite branches & digital banking services.
225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385
CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.
Bank of Wolcott has been proudly serving local communities with the knowledge, experience, and financial resources to assist our customers in meeting their financial goals and objectives. Today, just as when we opened our doors in 1944, Bank of Wolcott is an independently owned community bank making decisions.
Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.
First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.
Established in 1976, Augusta Mortgage Company is Augusta’s oldest independent mortgage company. Utilizing the latest in technology, Augusta Mortgage Company can provide our customer’s loan approval within minutes of application and tailor the most appropriate and competitive services. We were Augusta’s first direct endorsement FHA lender
Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
