USDA VS FHA in North-Providence, Providence County, RI
In 2025, the USDA loan limit for North-Providence, in the county of Providence, RI, is $404,800, whereas the FHA limit for a single-family home is set at $506,000.
Make use of the Lendersa® USDA loan calculator to compare the best rates currently available for USDA and FHA loans. It allows you to determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in North-Providence, County of Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Providence, RI
Lendersa® is committed to providing you with the best USDA or FHA loan swiftly and with ease. Choose from one of three straightforward paths that link you to ideal lenders and USDA loan programs that suit your criteria.
A USDA home loan is a government-backed mortgage supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage. These loans are designated for rural communities and do not require a down payment, unlike FHA loans that mandate a minimum of 3.5% down. This feature provides significant benefit to eligible applicants in these rural areas.
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