USDA Vs. FHA your options comparison in Providence, Providence County, RI
As of 2025, the USDA loan ceiling in Providence, located in Providence, RI, stands at $473,800. Meanwhile, the FHA cap for a single-family dwelling is set at $661,250.
Utilize the Lendersa® USDA loan calculator for a detailed comparison of today's top USDA and FHA rates. Determine income qualifications, credit score requirements, reserve levels, and necessary documentation to secure approval. With our cutting-edge mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option in tailored to your financial needs.
Discover loan limits and down payment prerequisites in Providence, in the county of Providence, RI for 2025
Loan Category
Maximum Limit
Down Payment Required
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Options for obtaining USDA and FHA loans in Providence, RI
Lendersa® strives to secure the ideal USDA or FHA loan efficiently and with minimal trouble. You have three ways to initiate the process, leading to lender matches and suitable USDA programs.
A USDA home loan is supported by the Department of Agriculture and is alternatively known as a USDA rural development loan or USDA mortgage. These loans apply to designated rural areas only. Concisely, unlike FHA loans which necessitate a 3.5% down payment minimum, USDA loans require no down payment.
100 Veterans Memorial Parkway, Wright City, MO, 63390
FMB Bank is your Community Bank. We are not a huge multi-bank holding company. We are your friends and neighbors and we pride ourselves in providing you with the level of personal service you may find lacking in many of the super-regional banks. Our employees regularly support local organizations with their time and talent.
First Federal Bank loan originators are eager to help you with your home loan needs.
We listen carefully to each borrower & use our diverse mix of lending products to fit your situation.
Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies
At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.
Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong.
Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties.
Immediate family members of existing members are also eligible to gain membership in the credit union.
HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
1010 E. Silver Springs Blvd, Suite D, Ocala, FL, 34470
Fidelity One Mortgage Group was established in 2006 with the mission of creating extraordinary mortgage solutions for the citizens of Florida. That mission continues to be a driving force through today. Fidelity One Mortgage Group has always sought out the nation's most creative and responsible lenders.
Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
