USDA Vs. FHA your options comparison in Cranston, Providence County, RI
In 2025, the USDA loan limit in Cranston, within Providence county of RI, is set at $473,800. For a single-family home, the FHA limit reaches $661,250.
Lendersa® offers a USDA loan calculator that you can use to compare today's best rates between USDA and FHA loans. Determine the required income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the most suitable program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Cranston, County of Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Loan Options for USDA and FHA in Cranston, RI
Lendersa® is committed to securing the most favorable USDA or FHA loan swiftly and efficiently. You can begin with one of three approaches that will lead you to matching lenders and appropriate USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, sometimes referred to as a USDA rural development loan or USDA mortgage. These loans are specifically intended for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment at all.
KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
At CFN Mortgage Capital, we consistently provide an exceptional customer experience by delivering superior mortgage financing solutions by a well-trained and talented staff of industry professionals. CFN takes advantage of the latest innovative advances in technology, making the financing process more efficient and cost effective.
Our team of mortgage brokers are committed and our certainty of execution is what sets us apart and is at the heart of everything we do – from innovating in simplifying due diligence to streamlining loan documents. Borrowers can expect nothing less than personal service from in-market experts who can and will deliver solutions for any deal.
10300 Southwest 72 Street, Suite 465, Miami, FL, 33173
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
9360 Southwest 72nd Street, Suite 225, Miami, FL, 33173
Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
