USDA Vs. FHA your options comparison in Cranston, Providence County, RI
In 2025, the USDA loan limit in Cranston, within Providence county of RI, is set at $473,800. For a single-family home, the FHA limit reaches $661,250.
Lendersa® offers a USDA loan calculator that you can use to compare today's best rates between USDA and FHA loans. Determine the required income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the most suitable program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Cranston, County of Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Loan Options for USDA and FHA in Cranston, RI
Lendersa® is committed to securing the most favorable USDA or FHA loan swiftly and efficiently. You can begin with one of three approaches that will lead you to matching lenders and appropriate USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, sometimes referred to as a USDA rural development loan or USDA mortgage. These loans are specifically intended for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment at all.
913 Lily Creek Road, Suite 201, Louisville, KY, 40243
Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
916 lily Creek Road, Suite 201, Louisville, KY, 40243
Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
918 Lily Creek Road, Suite 202, Louisville, KY, 40243
"We are a mortgage lender dedicated to treating each and every client the “Fair Way”.
We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"
Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.
Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
