In 2026, the USDA loan limit in Cranston, within Providence county of RI, is set at $473,800. For a single-family home, the FHA limit reaches $661,250.
Lendersa® offers a USDA loan calculator that you can use to compare today's best rates between USDA and FHA loans. Determine the required income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the most suitable program in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Cranston, County of Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Loan Options for USDA and FHA in Cranston, RI
Lendersa® is committed to securing the most favorable USDA or FHA loan swiftly and efficiently. You can begin with one of three approaches that will lead you to matching lenders and appropriate USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, sometimes referred to as a USDA rural development loan or USDA mortgage. These loans are specifically intended for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment at all.
Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
699 E. South Temple, Suite 140, Salt Lake City, UT, 84102
Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.
Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.
807 E South Temple Suite 200, Salt Lake City, CA, 84102
Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years
Western Mortgage Services, we are experts in “hard money” loans—we provide financing solutions when other lenders simply can’t. WMS has served residential homeowners and real estate investors in Utah for over ten years. We fund residential, commercial, multi-family, and land loans that don’t meet the qualifications for traditional funding
Hi-Land Credit Union in Murray we’re happy to reliably fulfill the community’s need for a wide range of financial services. This includes free checking, auto, home improvement loans, and most other banking services. Over the years we’ve developed a solid track record of personalized, friendly, and dependable customer care.
4685 South Highland Drive, Suite 105, Holladay, UT, 84117
We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
