USDA and FHA Pro and Con in Glocester, Providence County, RI
In 2025, the USDA loan limit for Glocester in Providence county, RI is $473,800. In contrast, the FHA limit for a single-family residence is $661,250.
Utilize the Lendersa® USDA loan calculator to explore and compare current USDA vs. FHA rates. Determine the income, credit, reserves, and documents required to qualify. With our advanced tool, you can examine USDA, FHA, Conforming, and VA options side-by-side, helping you choose the best program in for your financial needs.
Loan limits and downpayment requirements in Glocester, Providence, RI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Glocester, RI
Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and with minimal hassle. Choose one of three starting options that align lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
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