USDA Vs. FHA Pro and Con comparison in Pascoag, Providence County, RI

For 2025, the USDA loan limit in Pascoag, located within Providence county, RI, is $473,800. On the other hand, the FHA loan limit for a single-family residence is set at $661,250.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates. It also helps in specifying the income, credit score, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator lets you line up USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding the optimum program for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Pascoag, Providence, RI

Loan Type Loan Limit Down Payment
USDA $473,800 Zero (0%)
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Pascoag, RI

The mission at Lendersa® is to efficiently secure you the most fitting USDA or FHA loan without the usual headaches. Choose from three starting paths that connect you with the right lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in RI

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. While FHA loans necessitate a down payment of at least 3.5%, USDA loans require none, offering distinct benefits for eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Above & Beyond Mortgage Loans Inc
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  • Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
  • Legacy Home Lending LLC
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  • "We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs: FHA | FHA Ca
  • Camelot Mortgage Group
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  • Texhillco School Employees Federal Credit Union was established in 1956. It was founded by school employees and operated out of a cigar box on the top floor of the old Tivy High School building in Kerrville, now the KISD administration building. Since that time the surrounding Hill Country school districts have joined our field of membership.
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  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
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  • US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms.
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  • Trailhead Mortgage
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