USDA Vs. FHA Pro and Con comparison in Pascoag, Providence County, RI
For 2025, the USDA loan limit in Pascoag, located within Providence county, RI, is $473,800. On the other hand, the FHA loan limit for a single-family residence is set at $661,250.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates. It also helps in specifying the income, credit score, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator lets you line up USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding the optimum program for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Pascoag, Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
Zero (0%)
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Pascoag, RI
The mission at Lendersa® is to efficiently secure you the most fitting USDA or FHA loan without the usual headaches. Choose from three starting paths that connect you with the right lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. While FHA loans necessitate a down payment of at least 3.5%, USDA loans require none, offering distinct benefits for eligible rural borrowers.
F&M Bank and Trust was founded as a bank for the people, and we have been providing our community with consumer and commercial loans for nearly seventy-five years. We strive to provide our customers with the hospitality that they have come to expect from their local hometown bank through competitive loan products.
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
We are very proud to be a part of this great community! We are dedicated to providing our customers with the very best of personalized service by offering a wide array of financial products that can be tailored to fit your needs. As our track record shows, we have always felt the people of our community are the best investment we can make.
Glasford Bank can trace its roots back to July 15, 1900, when it opened with just two deposits. Originally known as Farmers and Traders Bank, it was located at the corner of Main and Hickory in a converted cigar factory. In 1905, the bank was relocated into a new brick building on the south side of Main Street.
Marshfield Medical Center Credit Union was chartered in 1965 under laws of the State of Wisconsin by employees of St. Joseph’s Hospital. Until 1985 the credit union operated from office space in the hospital. That year we relocated to our own facility. Since then we have added numerous services and enjoyed exceptional growth.
Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.
First Choice Credit Union is located in Marshfield, Wisconsin, and was founded in 1967. At this location, First Choice Credit Union employs approximately 12 people. This business is working in the following industry: Finance other. Annual sales for First Choice Credit Union are around USD 1, 100, 017.00
November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.
NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name.
To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.
