USDA and FHA Pro and Con in Greenville, Providence County, RI

In 2025, the USDA loan limit in Greenville, within Providence county, RI, is $473,800. For a single-family home, the FHA limit is $661,250.

Use the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA vs. FHA rates. Determine the necessary income, credit, reserves, and paperwork to qualify. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial needs best.

Compare loan offers from 100 lenders

Loan limits and downpayment requirements in Greenville, Providence, RI for 2025

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA loan options in Greenville, RI

Lendersa® strives to provide you with the best USDA or FHA loan options quickly and effortlessly. Choose one of the three starting paths to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in RI

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural regions. FHA loans require a minimum 3.5% down payment, but USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Peoples Bank & Trust (Illinois)
  • 511 S. Main St, Altamont, IL, 62411
  • Peoples Bank & Trust wasn't a bank started by one individual. It’s a bank that began among many working to address the needs of their community, Pana, IL in the 1950s. The problem was that many Pana- area residents weren’t able to secure loans through the banks in town. A group of forward-thinking community leaders recognized this issue
  • HEA Federal Credit Union
  • 121 Osigian Blvd, Warner Robins, GA, 31088
  • Membership in HEA Federal Credit Union provides you with great services and zero or low fees. We offer free checking, ATM cards, Low Interest Rate Loans, Direct Deposit; 24-Hour Audio Response; and much, much more! This is where you will find up-to-date and useful information on services and products we offer.
  • Combined Employees CU
  • 593 Russell Parkway, Warner Robins, GA, 31088
  • Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
  • Ripco Credit Union
  • 121 Sutliff Ave., Rhinelander, WI, 54501
  • Ripco Credit Union is a not-for-profit, state chartered financial institution in Rhinelander, Wisconsin. Ripco was organized in 1932 to promote thrift and provide financial services to its members. Ripco Credit Union is a member of the National Credit Union Association and the Wisconsin Credit Union League
  • The Pineries Bank
  • 3601 Main Street, Stevens Point, WI, 54481
  • The Pineries Bank was established in 1997 in the central Wisconsin community of Stevens Point, Wis. The bank essentially was organized as a start up bank and has grown from its original asset size of $6 million to $53 million. The Pineries Bank - Stevens Point, Wisconsin. Because Your Life is More Than Just a Formula.
  • Sentry Credit Union
  • 1800 North Point Drive, Stevens Point, WI, 54481
  • Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.
  • Marathon County Employees Credit Union
  • 400 E Thomas Street, Wausau, WI, 54403
  • Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz We are a state chartered
  • Cloverbelt Credit Union
  • 110 McIndoe Street, Wausau, WI, 54403
  • Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935