USDA Loan Vs. FHA loan for Burrillville, RI 2026

For 2026, the USDA loan boundary within Burrillville, Providence county, RI is $473,800. Meanwhile, the FHA cap is $661,250 for a single-family home.

Apply the Lendersa® USDA loan calculator to assess today's foremost USDA and FHA rate options, determining the needed income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the ideal program for your financial situation in .

USDA and FHA loan alternatives in Burrillville, RI

Lendersa® aims to provide you with the optimal USDA or FHA loan efficiently and smoothly. Choose one of the three options to align with lenders and USDA loan schemes.

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Understanding USDA Loans in RI

A USDA home loan is a government-backed loan, supported by the Department of Agriculture — also known as a USDA rural development loan or mortgage — available solely in rural areas. USDA loans have the advantage of not requiring any down payment, in contrast to FHA loans which mandate at least a 3.5% down payment.

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(401) 562-1234 Lender's profile and map Reviews Wave Federal Credit Union 480 Greenwich Avenue, Warwick, RI, 02886 Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
(401) 739-4600 Lender's profile and map Reviews Greenwood Credit Union 2669 Post Road, Warwick, RI, 02886 Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
(401) 348-1367 Lender's profile and map Reviews THE WASHINGTON TRUST COMPANY 236 Centerville Road, Warwick, RI, 02886 Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.
(401) 732-4141 Lender's profile and map Reviews The Mortgage Corner 175 Metro Center Blvd, Warwick, RI, 02886 The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.
(508) 865-9521 Lender's profile and map Reviews Millbury National Bank 18 Main Street, Millbury, MA, 01527 Millbury National Bank was founded in 1825, and through fiscal integrity and fortitude, the bank has been led by a committed Board of Directors for over 190 years, currently with several multi-generational Directors. Our focus is on serving small businesses within the Blackstone Valley, and maintaining our strong commitment to our customers.
(508) 528-3360 Lender's profile and map Reviews Norfolk Community Federal Credit Union 18 Union Street, Suite 104, Norfolk, MA, 02056 Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality
(508) 839-5493 Lender's profile and map Reviews Homefield Credit Union 86 Worcester St, North Grafton, MA, 01536 Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.
(508) 497-9900 Lender's profile and map Reviews Zenith Mortgage Advisors 74 South St, Hopkinton, MA, 01748 Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
(508) 740-5089 Lender's profile and map Reviews Prime Rate Home Mortgage, LLC. 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748 At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(800) 657-9126 Lender's profile and map Reviews Webster Five 35 Millbury Street, Auburn, MA, 01501 Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
(401) 603-3732 Lender's profile and map Reviews Cornerstone Commercial Capital Warwick Neck Ave, Warwick, RI, 02889 Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
(401) 885-5300 Lender's profile and map Reviews Peoples Home Loans, Inc. 247 Main Street, East Greenwich, RI, 02818 Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.