USDA Vs. FHA your options comparison in Burrillville, Providence County, RI
For 2026, the USDA loan boundary within Burrillville, Providence county, RI is $473,800. Meanwhile, the FHA cap is $661,250 for a single-family home.
Apply the Lendersa® USDA loan calculator to assess today's foremost USDA and FHA rate options, determining the needed income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the ideal program for your financial situation in .
Loan limits and down payment necessities in Burrillville, Providence county, RI for 2026
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Burrillville, RI
Lendersa® aims to provide you with the optimal USDA or FHA loan efficiently and smoothly. Choose one of the three options to align with lenders and USDA loan schemes.
A USDA home loan is a government-backed loan, supported by the Department of Agriculture — also known as a USDA rural development loan or mortgage — available solely in rural areas. USDA loans have the advantage of not requiring any down payment, in contrast to FHA loans which mandate at least a 3.5% down payment.
From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.
Cumberland Municipal Employees Federal Credit Union
2145 Diamond Hill Road, Cumberland, RI, 02864
Lends in Rhode Island
Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.
The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
