USDA VS FHA in Burrillville, Providence County, RI

For 2025, the USDA loan boundary within Burrillville, Providence county, RI is $473,800. Meanwhile, the FHA cap is $661,250 for a single-family home.

Apply the Lendersa® USDA loan calculator to assess today's foremost USDA and FHA rate options, determining the needed income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the ideal program for your financial situation in .

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Loan limits and down payment necessities in Burrillville, Providence county, RI for 2025

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan alternatives in Burrillville, RI

Lendersa® aims to provide you with the optimal USDA or FHA loan efficiently and smoothly. Choose one of the three options to align with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in RI

A USDA home loan is a government-backed loan, supported by the Department of Agriculture — also known as a USDA rural development loan or mortgage — available solely in rural areas. USDA loans have the advantage of not requiring any down payment, in contrast to FHA loans which mandate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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