USDA VS FHA in Lincoln, Providence County, RI

In 2025, the USDA loan limit for Lincoln, in Providence county of RI, is $473,800. In comparison, the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA rates. Identify the essential income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine which is best for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Lincoln, Providence County, RI

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lincoln, RI

The focus of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose from three pathways to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in RI

The USDA home loan is endorsed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Landing Mortgage Inc
  • 2146 Stacil Circle, Naples, FL, 34109
  • Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.
  • Miami Capital Lending LLC
  • 14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
  • MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,
  • Liberty Alliance Mortgage Inc
  • 14850 South West 26th Street, Suite 111, Miami, FL, 33185
  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
  • Community Mortgage
  • 7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153
  • Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle. We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
  • Metropolitan Mortgage Corporation
  • 7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
  • We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
  • Bank of Prairie Village
  • 3515 W. 75th Street, Prairie Village, KS, 66208
  • Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
  • Elite Mortgage Group, LLC
  • 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
  • Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.