USDA Loan Vs. FHA loan for Johnston, RI [Providence County ]

In 2026, the USDA loan limit for Johnston, within Providence county in RI, is set at $473,800. In contrast, the FHA cap for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to compare the leading rates available today for USDA versus FHA loans. It allows you to identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping to pinpoint which program in best matches your financial circumstances.

Options for USDA and FHA Loans in Johnston, RI

The objective of Lendersa® is to facilitate obtaining the best possible USDA or FHA loan swiftly and effortlessly. Choose one of three pathways that lead to matched lenders and suitable USDA loan options.

Lendersa USDA loan request and matching results overview

Introduction to USDA Loans in RI

A USDA home loan is backed by the Department of Agriculture, known either as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment, offering a significant advantage where eligible.

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(401) 932-9005 Lender's profile and map Reviews Greater RI Properties 629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852 A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.
(508) 384-6101 Lender's profile and map Reviews Wrentham Co-operative Bank 102 South Street, Wrentham, MA, 02093 Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services
(860) 928-2347 Lender's profile and map Reviews Northeastern Connecticut Healthcare Credit Union 320 Pomfret Street, Putnam, CT, 06260 The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.
(800) 377-4424 Lender's profile and map Reviews Putnam Bank 40 Main St PO Box 151, Putnam, CT, 06260 We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult
(860) 377-2341 Lender's profile and map Reviews NorthStar Home Loans, LLC 112 Main Street, Unit 11, Putnam, CT, 06260 NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
(508) 528-0088 Lender's profile and map Reviews Dean Co-operative Bank 21 Main Street, Franklin, MA, 02038 A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and
(508) 678-2851 Lender's profile and map Reviews Somerset Federal Credit Union 740 County Street, Somerset, MA, 02726 Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve. SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
(877) 782-6637 Lender's profile and map Reviews St. Anne's Credit Union 286 Oliver Street, Fall River, MA, 02724 St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
(877) 999-3729 Lender's profile and map Reviews Fall River Pawn Brokers 1475 South Main Street, Fall River, MA, 02724 Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
(508) 824-6466 Lender's profile and map Reviews Taunton Federal Credit Union 14 Church Green, Taunton, MA, 02780 At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.
(508) 823-7744 Lender's profile and map Reviews Mechanics Cooperative Bank 316 Broadway, Taunton, MA, 02780 Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
(800) 286-8073 Lender's profile and map Reviews Sterling Associates 49 Church St, Whitinsville, MA, 01588 Sterling Associates is a financial services firm that provides financing, insurance and documentation services for many types of boats, RVs, etc. Our success as financing navigators has been built one boat owner at a time. We offer rapid and responsive customer service, unmatched expertise, solid relationships with lenders.