In 2025, the USDA loan limit for Johnston, within Providence county in RI, is set at $473,800. In contrast, the FHA cap for a single-family home is $661,250.
Utilize the Lendersa® USDA loan calculator to compare the leading rates available today for USDA versus FHA loans. It allows you to identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping to pinpoint which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $473,800 | 0% |
| FHA | $661,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to facilitate obtaining the best possible USDA or FHA loan swiftly and effortlessly. Choose one of three pathways that lead to matched lenders and suitable USDA loan options.
A USDA home loan is backed by the Department of Agriculture, known either as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment, offering a significant advantage where eligible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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