USDA Loan Vs. FHA loan for Kingston, RI 2025

In 2025, USDA loan limit in Kingston, county of Washington, RI is $473,800 while FHA limit is $661,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kingston, RI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Rhode Island?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(847) 323-3141 Lender's profile and map Reviews Educated Investors Finance Corporation 4251 Commercial Way, Glenview, IL, 60025 At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.
(847) 892-7600 Lender's profile and map Reviews Prime Rate Mortgage, LLC 1247 Waukegan Rd, Suite 200, Glenview, IL, 60025 We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
(708) 395-5663 Lender's profile and map Reviews JP Financial Group Inc 7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706 JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.
(812) 877-1030 Lender's profile and map Reviews Hulman Field Technicians Federal Credit Union 777 East Vanatti Circle, Terre Haute, IN, 47803 Since its inception in 1959 the Hulman Field Technicians Federal Credit Union has been serving its members in the Terre Haute, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
(773) 717-5757 Lender's profile and map Reviews ELCA Federal Credit Union 8765 W Higgins Road, Suite 675, Chicago, IL, 60631 The ELCA Federal Credit Union was created by the ELCA to provide additional financial services to ELCA members, employees of synods, congregations or any other ELCA-related ministry. Ecumenical partners of the ELCA are welcome to request the ELCA Federal Credit Union's services for their denomination.
(773) 774-9040 Lender's profile and map Reviews Forum Mortgage Bancorp 7221 West Touhy, Chicago, IL, 60631 Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
(773) 665-8555 Lender's profile and map Reviews NorthPoint Lending Group Inc 7434 North Harlem Avenue, Chicago, IL, 60631 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(773) 792-0000 Lender's profile and map Reviews Integra Financial Group Inc 6565 North Avondale, Suite 200, Chicago, IL, 60631 Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more. Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.
(423) 447-2931 Lender's profile and map Reviews First Farmers & Commercial Bank 441 Spring Street, Pikeville, TN, 37367 First Farmers and Commercial Bank, (formerly First National Bank of Pikeville) has strived and grown to meet community needs. Some 70 prominent Bledsoe Countians organized the community bank and today there are over 201 community minded people involved in the bank’s ownership. First Farmers and Commercial Bank, charter on September 30, 1913.
(708) 598-9400 Lender's profile and map Reviews Midland Federal Savings and Loan Association 8929 South Harlem Avenue, Bridgeview, IL, 60455 Midland Federal has served Chicago's south and southwest neighborhoods for over a century as a family-owned community institution. We're strong and solid; long-standing and secure. Our customers have banked with us for generations because they feel at home with us. We know our customers and they know us.
(708) 867-2565 Lender's profile and map Reviews Parkway Bank and Trust Company 4800 North Harlem Avenue, Harwood Heights, IL, 60656 Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.