USDA Vs. FHA Pro and Con comparison in Kingston, Washington County, RI
In 2025, the loan limit for USDA in Kingston, located in Washington, RI, is set at $473,800, whereas the FHA loan limit for a single-family home stands at $661,250.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. Here, you can evaluate the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your financial decision on the most suitable program in .
Loan limits and down payment requirements for 2025 in Kingston, Washington, RI
Type of Loan
Limit on Loan
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Kingston, RI
The mission of Lendersa® is to facilitate you in securing the most advantageous USDA or FHA loan swiftly and effortlessly. Choose from three initial paths to connect with lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is exclusively available in rural regions. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage offers a zero down payment option.
Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Bo
Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
UNB will meet with immediate success in serving the financial needs of a rapidly expanding community.We will work hard to earn the confidence and trust you have placed in us. We know our neighbors and we will offer more personalized and friendlier service in meeting all of your financial needs
Fedmont FCU was formed by eight original members working in the old Federal Courthouse in 1960 to serve the employees of federal agencies also working in the courthouse at that time. After meeting strict standards, the National Credit Union Administration issued Charter #14026 to what was then known as Alabama Fedmont FCU.
MAX is a not-for-profit financial cooperative serving central and east Alabama and west Georgia. MAX is a full-service institution with several branch locations, myMAX.com, and MAX Online & Mobile banking services. See myMAX.com for our branch locations. As a full service financial institution, MAX offers business &, savings, home mortgages
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Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.
Bluff View Bank and its branches will serve its customers with integrity, courtesy, professionalism and innovation exceeding the customers expectations. Our customers will be served by competent and highly trained employees providing professional, courteous and friendly service with a smile at all times.
Bank of New Madrid had approximately five employees with manual typewriters, adding machines and posting machines to assist in the daily work. Electric typewriters and adding machines, as well as proof machines and photo copiers, came much later. The latest addition, computer and data processing equipment as well as electronic handling of transacti
Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.
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