USDA Vs. FHA Pro and Con comparison in Richmond, Washington County, RI
In the year 2025, the USDA loan limit set for Richmond, located in Washington county within RI, is $473,800, whereas the FHA limit stands at $661,250 for a single-family home.
The Lendersa® USDA loan calculator is your tool for comparing current USDA versus FHA interest rates. It assists in evaluating the income, credit, reserves, and necessary documents to qualify for a loan. Our advanced mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA options, making it easier to decide which program in aligns with your financial preferences.
2025 Loan Limits and Downpayment Needs in Richmond, Washington, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Choices in Richmond, RI
The aim of Lendersa® is to help you secure a USDA or FHA loan swiftly and effortlessly. Begin your journey by selecting one of three pathways that connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is tailored for rural communities. Unlike FHA mortgages that require a minimum down payment of 3.5%, USDA loans require no down payment, making homeownership more accessible in these areas.
This provides an opportunity to buy a home without the initial financial burden, primarily serving those looking to settle in rural neighborhoods.
T Bank, National Association We believe in what you do, and we are committed to helping you grow your small business into a lasting establishment. Our seasoned bankers have decades of experience in small business lending and will effectively communicate and guide you to reach your short and long-term goals.
16950 Dallas Parkway, Suite 105, Dallas, TX, 75248
Reliant Mortgage LTD, where we specialize in residential mortgages. At Reliant Mortgage LTD, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We are a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets.Our complementary businesses include a title company and real estate law practice operating out of our corporate office.Longhorn Investments was formed in 2008.
17300 Dallas Parkway, Suite 1030, Dallas, TX, 75248
Founded in 2009, Town Square Mortgage has built a strong reputation as a preferred mortgage lender by serving the needs of homebuyers, real estate professionals, and builders. Town Square Mortgage is an all-inclusive mortgage lender dedicated to finding you a home loan that meets your specific needs. Having the loan process in-house
15950 N. Dallas Pkwy, Suite 400, Dallas, TX, 75248
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible along with the best service in the industry. Furthermore we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Ceasons Holdings is a Texas based private real estate lending company dedicated to financing short-term asset based loans. Ceasons Holdings is based out of Dallas, Texas and is a family owned and operated private real estate lender.Ceasons Holdings’ principals are passionate about real estate and are able to draw on their experiences as: direct le
At Stonebriar Mortgage. Based in Dallas, TX, we serve customers in and around the Dallas metropolitan region. Our team has assisted clients throughout the state of Texas including San Antonio, Houston, Austin, Highland Park, Prosper, Frisco, Plano, McKinney, Canyon Lake, Seguin, TX, and the surrounding areas.
Dallas Mortgage Associates committed and passionate professional who puts my clients' best interests and satisfaction above all else. My teams determination to cater to our clients' specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.
Since 2015, hifi has made a name for itself by teaming with investors throughout the DFW Metroplex. Thing is, it was a different name: Lone Star Hard Money. Now we’re called hifi Hard Money, and it’s more than a new moniker. It’s a whole new level of professional expertise, personal service.
