USDA and FHA Pro and Con in Wakefield-Peacedale, Washington County, RI
In 2025, the USDA loan limit in Wakefield-Peacedale, within Washington county, RI is $404,800, while the FHA limit stands at $506,000 for a single-family house.
Use Lendersa®'s USDA loan calculator to evaluate today's finest USDA vs. FHA rates, assisting in determining the necessary income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in for your particular financial situation.
Loan limits and down payment requirements for 2025 in Wakefield-Peacedale, Washington county, RI
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Choices for USDA and FHA loans in Wakefield-Peacedale, RI
The objective of Lendersa® is to facilitate the acquisition of the best USDA or FHA loan quickly and smoothly. Select one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans do not require any down payment.
Abri Credit Union is a community based financial institution headquartered in Romeoville, IL. There are community branches located in Frankfort, Joliet, Lockport, Plainfield, and Woodridge. There are also branches with limited access located at Argonne National Laboratory, Fermi National Laboratory, and the Joliet Township High Schools.
We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.
14722 South Naperville Road, Unit 104, Plainfield, IL, 60544
RDS Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances.
In keeping with our mission statement
Green River Area Federal Credit Union has been serving its members with top quality financial products and services since 1959.
The Credit Union is a true representation of the ""people helping people"" philosophy unique to all credit unions. The Credit Union provides members with a safe place to save money and obtain credit
The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.
Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
