FHA Vs. USDA loan program for South-Kingstown, Washington County, Rhode Island

In 2025, USDA loan limit in South-Kingstown, county of Washington, RI is $404,800 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in South-Kingstown, RI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Rhode Island?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 288-2881 258 miles Lender's profile and map Reviews MDI Mortgage Group 59 Cottage Street, Bar Harbor, ME, 04609 MDI Mortgage Group a proven, sound choice for you when selecting your home financing partner? Our satisfied clientele ranges from the first-time homebuyer to the luxury home owner because we are focused on results, and you, We will offer you an extensive array of mortgage loan programs which are designed to provide you with the best
(717) 295-6685 259 miles Lender's profile and map Reviews Lancaster Red Rose Credit Union 16 E Main Street, Leola, PA, 17540 The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
(207) 945-6264 260 miles Lender's profile and map Reviews Changing Seasons FCU 115 Mecaw Road, Hampden, ME, 04444 People often say the only constant in life is change. But as a member of Changing Seasons Federal Credit Union, you’ve got another constant: us. We’re here to help you embrace whatever life brings your way, with the financial products you need, the ease of access and mobile technology you want, and the personal service you deserve.
(207) 862-6500 260 miles Lender's profile and map Reviews Maine Savings Federal Credit Union 101 Western Ave, Hampden, ME, 04444 Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services. Maine Savings is federally insured by NCUA. Maine Savings is an Equal Housing Lender. Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.
(207) 862-2876 260 miles Lender's profile and map Reviews CUSO Home Lending 101 Western Ave, Hampden, ME, 04444 CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.
(410) 398-6921 260 miles Lender's profile and map Reviews Cecil County School Employees' Federal Credit Union 203 Booth Street, Elkton, MD, 21921 In 1953, many Cecil County school teachers were struggling financially. This was especially true for new hires, since they did not receive their first checks until after a month of teaching. Cecil County School Employees’ Federal Credit Union was formed as a way for them to borrow money for rent and other necessities.
(410) 392-5660 260 miles Lender's profile and map Reviews Thiokol Elkton Federal Credit Union 55 Thiokol Road, Elkton, MD, 21921 Thiokol-Elkton Federal Credit Union is a not-for-profit financial alternative to banks. Unlike other financial institutions, a credit union is owned & run by its members, who pool their savings in order to provide low cost loans & other services. If you work for one of our sponsor groups or have a family member who does, we invite you to join us.
(315) 437-0001 260 miles Lender's profile and map Reviews Quickline Capital Partners, Inc 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088 We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
(800) 343-8979 260 miles Lender's profile and map Reviews Paragon Home Loans, Inc 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088 Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
(607) 272-8567 261 miles Lender's profile and map Reviews Tompkins Employees Federal Credit Union Tompkins Employees Federal Credit Union, Ithaca, NY, 14850 The Tompkins Employees Federal Credit Union (TEFCU) is organized to serve people who live, work and/or own a business in Tompkins County. As a community based financial institution, owned and operated by our members, our purpose is to provide financial advice and competitive priced line of financial products
(607) 273-4611 261 miles Lender's profile and map Reviews Alternatives Federal Credit Union 125 North Fulton Street, Ithaca, NY, 14850 Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.