USDA VS FHA in South-Kingstown, Washington County, RI
In 2025, the USDA loan limit for South-Kingstown, situated in Washington county of RI, is $404,800. Meanwhile, the FHA limit for a single-family home reaches $506,000.
Take advantage of the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Assess the income, credit, reserves, and necessary documents required for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in aligns best with your financial situation.
2025 Loan Limits and Down Payment Requirements in South-Kingstown, Washington County, RI
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in South-Kingstown, RI
At Lendersa®, our objective is to secure the optimal USDA or FHA loan for you promptly and without hassle. Opt for one of three starting options to find matching lenders and USDA loan programs tailored to your needs.
The USDA home loan is supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural areas, the USDA loan contrasts with FHA loans that require a minimum down payment of 3.5%, as it doesn't need a down payment. This makes it particularly advantageous for eligible borrowers in rural settings.
11 Capital Finance, LLC is one of the largest full service commercial loan brokerages in the United States. We are the conduit to hundreds of billions of dollars annually. Our specialty is commercial real estate lending from $100k to over $100million+. We consider all property types and credit profiles.
2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.
Kings Peak Credit Union has been serving the residents of the Uintah Basin since 1955. It is our mission to serve our members with the best financial service. and also Kings Peak Credit Union was formed to help local people with their financing needs; that is still true today. Our Board of Directors are focused on helping our members.
RMCU is here to help you through life’s events big or small. As a member, you are an owner. RMCU is a democratic financial cooperative and that means you have a say in how your credit union is run. We are also not-for-profit which allows us to offer low loan rates and higher interest deposits. RMCU puts people first.
FirstLight Federal Credit Union is a community financial cooperative dedicated to helping you and your families achieve financial security by providing accessible products, services, tools and education.
In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit
In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day.
We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
Vocal Credit Union is an established financial institution whose operating principles are guided by our members. Since 1954, we have developed strong relationships with our membership and feel confident offering the full strength of our services to members at all stages of their lives. Our experienced and knowledgeable staff tailor.
Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
