USDA Loan Vs. FHA loan for Narragansett, RI [Washington County ]

In 2025, USDA loan limit in Narragansett, county of Washington, RI is $473,800 while FHA limit is $661,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Narragansett, RI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Rhode Island?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(706) 999-6100 Lender's profile and map Reviews Bank South Mortgage 100 Athens Town Boulevard, Suite 2, Athens, GA, 30606 BankSouth is a community bank headquartered in Lake Oconee, Georgia. Serving our communities for over 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, Georgia,
(888) 923-5664 Lender's profile and map Reviews Providence Bank & Trust 7936 South Cottage Grove Avenue, Chicago, IL, 60619 Providence Bank & Trust is about service, as a bank and as a member of the communities we serve. We pledge to be the local community bank of choice by listening to people, placing their needs first and foremost and responding promptly with meaningful products and services We are a community of talented, dedicated, caring professionals working toget
(312) 653-6371 Lender's profile and map Reviews Planites Credit Union 300 E Randolph Street, 14th Floor, Chicago, IL, 60601 Planites Credit Union is committed to providing each member with personalized friendly service. As a member-owned and operated financial institution, the Credit Union's aim is to provide customized financial solutions for our member/owners. Membership is available to employees of HCSC, Dearborn National,
(312) 283-0705 Lender's profile and map Reviews Axiom Capital Resource 205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601 Axiom Capital Resource is a real estate firm that purchases well located, under-performing, or value-add multifamily and residential properties. Consequently, we generate attractive, risk-adjusted returns through several real estate cycles by demonstrating a firm investment discipline. Our philosophy has always been the same.
(312) 435-5100 Lender's profile and map Reviews Lakeside Bank 55 W. Wacker Dr, Chicago, IL, 60601 We're a family-owned Chicago bank. In 2022, we'll be 56 years old. We've grown to over $2.4 Billion in assets and ten branches throughout the city & suburbs. Our dramatic growth is due to how we work. Simply put, we build Relationships. And we build them to last. Our people have the authority to make decisions.
(312) 499-8878 Lender's profile and map Reviews Police Mortgage LLC 100 W. Randolph, 9th Floor, Chicago, IL, 60601 John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.
(312) 448-8763 Lender's profile and map Reviews U.S. Mortgage Funding 100 West Randolph, 9th Floor, Chicago, IL, 60601 U.S. Mortgage Funding has thirty plus combined years of lending experience between the Founders. The foundational experience was built through various facets of the business with a deep understanding of real estate finance. Built upon hard work and a strong reputation, the U.S. Mortgage.
312 224 1390 Lender's profile and map Reviews American Street Capital 121 W. Wacker Drive Suite 2206, Chicago, IL, 60601 American Street Capital, LLC (“ASC”) is a national commercial mortgage banking firm with extensive correspondent lending relationships. ASC specializes in securing balance sheet and CMBS loans for multi-family, mixed-use, student housing, mobile home parks, assisted living, hospitality, retail, office, self storage, owner-occupied properties
(312) 408-8400 Lender's profile and map Reviews Burling Bank 141 West Jackson Boulevard, Chicago, IL, 60604 Burling Bank is a full-service, privately owned retail bank located in the heart of Chicago’s financial district. Burling Bank was founded on the desire to provide a higher level of personalized customer service & to treat all clients with discretion & respect. We offer a full suite of banking products & services to meet the deposit & credit needs.
(312) 922-5310 Lender's profile and map Reviews U.S. Employees Credit Union 230 S Dearborn Street, Suite 2962, Chicago, IL, 60604 USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.
(312) 291-2900 Lender's profile and map Reviews Wintrust Bank, National Association 231 S LaSalle St, Chicago, IL, 60604 Wintrust Bank offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts. We believe a bank should be a true asset the a