USDA Loan Vs. FHA loan pro & con for Narragansett, Washington County, RI

In 2025, USDA loan limit in Narragansett, county of Washington, RI is $473,800 while FHA limit is $661,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Narragansett, RI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Rhode Island?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(410) 633-8850 304 miles Lender's profile and map Reviews Members First of Maryland Federal Credit Union 1631 Merritt Boulevard, Baltimore, MD, 21222 In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
(410) 917-7518 304 miles Lender's profile and map Reviews United Trust Financial LLC 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222 Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
(443) 610-4162 305 miles Lender's profile and map Reviews Mr. Swanson Mortgage 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093 Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out
(855) 557-5007 305 miles Lender's profile and map Reviews FHA Renovation Loans, LLC 2107 Forest Ridge Road, Lutherville Timonium, MD, 21093 FHA Renovation Loans residential mortgage lender providing government-insured FHA loans to current homeowners who desire to renovate their property and prospective homeowners who want to renovate a home before they move in. With an FHA backed renovation mortgage, current and prospective homeowners do not need any equity in the home.
(410) 882-1777 305 miles Lender's profile and map Reviews Bayshore Mortgage Funding LLC 1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093 At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001. We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
(800) 931-5510 305 miles Lender's profile and map Reviews Best Loan Choice 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093 "Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products. We pride ourselves on using a more individualized,"
(410) 929-7100 305 miles Lender's profile and map Reviews Harborside Home Loans 10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093 Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
(410) 327-5220 305 miles Lender's profile and map Reviews Homewood Federal Savings Bank 3228-30 Eastern Ave, Baltimore, MD, 21224 Homewood Federal Savings Bank is your neighborhood bank of choice in Southeast Baltimore and in the greater metropolitan area. In business since the early 1900’s, we pride ourselves on providing exceptional customer service with a smile. Whether you are a Highlandtown neighbor or a resident of Canton, Fells Point or Harbor East.
(410) 327-9841 305 miles Lender's profile and map Reviews Self Reliance Baltimore Federal Credit Union 2345 Eastern Avenue, Baltimore, MD, 21224 Self Reliance Baltimore Federal Credit Union was chartered on September 12, 1955 by dedicated volunteers who arrived in the United States after World War II. These immigrants integrated into established Ukrainian communities & in the early 1950’s founded the Self Reliance Association & started forming credit unions for people of Ukrainian descent.
(410) 750-0020 305 miles Lender's profile and map Reviews Howard Bank 3301 Boston Street, Baltimore, MD, 21224 At Howard Bank, business is always personal. It’s the difference between a good Banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. This is about building dreams and legacies.
(888) 594-0489 305 miles Lender's profile and map Reviews Preferred Home Loans 514 Oldham Street, Baltimore, MD, 21224 Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.