USDA Loan Vs. FHA loan for Narragansett, RI [Washington County ]

For the year 2025, in the region of Narragansett located in Washington county, RI, the USDA loan limit is set at $473,800, whereas the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to analyze and contrast today's supreme USDA versus FHA rates, helping you to determine the income, credit, reserves, and necessary documents needed to qualify. This advanced mortgage calculator lets you juxtapose USDA, FHA, Conforming, and VA loans, so you can make an informed decision on which program in suits your financial situation best.

Exploring USDA and FHA loan options in Narragansett, RI

Lendersa®'s aim is to provide you with the best possible USDA or FHA loan quickly and without any hassle. You can select from one of three starting points, leading to lender matches and USDA loan programs tailored to your needs.

Lendersa USDA loan request match results

Understanding USDA Loans in RI

A USDA home loan, which is guaranteed by the United States Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans do not require any down payment, increasing their appeal to homebuyers in eligible regions.

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(833) 233-0251 Lender's profile and map Reviews United Mortgage Group 2321 1st Ave North, Birmingham, AL, 35203 We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
(205) 320-4000 Lender's profile and map Reviews America's First Federal Credit Union 1200 4th Ave N, Birmingham, AL, 35203 America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
(205) 298-6391 Lender's profile and map Reviews AloStar Bank of Commerce 3595 Grandview Parkway, Suite 425, Birmingham, AL, 35243 Alostar Bank Of Commerce is a branch office of Alostar Bank Of Commerce. They provide the following services: Full Service Office Location and are located at 3595 Grandview Parkway, Suite 425 in Birmingham Alabama. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number
(205) 503-5000 Lender's profile and map Reviews SouthPoint Bank 3501 Grandview Parkway, Birmingham, AL, 35243 SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.
(888) 715-2400 Lender's profile and map Reviews Superior Credit Repair 2746 Summit Pl, Birmingham, AL, 35243 Our company’s goal is to help anyone who needs a second chance at financial freedom. Superior Credit Repair can help! We do credit repair, adjustments, improvement, debt consolidation, credit disputes and boosting. If you think you have no chance at getting a mortgage, then think again because Superior Credit Repair’s services are here.
(205) 331-5700 Lender's profile and map Reviews CSL Financial, LLC 1900 International Park Dr. Suite 50, Birmingham, AL, 35243 At CSL, we think that this quote from inventor Thomas Edison illustrates our thinking on manufactured home lending: “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” It all comes down to our unique approach to Common Sense Lending.
(618) 797-7993 Lender's profile and map Reviews GCS Credit Union 3970 Maryville Road, Granite City, IL, 62040 Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,
(618) 530-7878 Lender's profile and map Reviews Qualify 4 mortgage 2245 Pontoon Rd, Granite City, IL, 62040 Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.
(205) 930-1213 Lender's profile and map Reviews Health Credit Union 1400 6th Avenue South, Birmingham, AL, 35233 Health Credit Union was Chartered in 1955, to serve the employees of the Jefferson County Department of Health and their immediate families. Health Credit Union is a member of the Credit Union Services Center Network. Our members may use any CUSC office throughout the nation. As of January 2015, we have 1820 members & assets of over $20.6 million.
(205) 322-4026 Lender's profile and map Reviews Federal Employees CU 1509 4th Ave. South, Birmingham, AL, 35233 Members are the most important part of Federal Employees Credit Union. We are a non-profit financial institution that exists solely to service the financial needs of its members. Like most credit unions, we are governed by a Board of Directors and Supervisory Committee, which are democratically elected by the membership.
(618) 826-5038 Lender's profile and map Reviews Chester National Bank 1112 State St., Chester, IL, 62233 Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.