USDA Vs. FHA Pro and Con comparison in Little-Compton, Newport County, RI

In the year 2025, the USDA loan limit in Little-Compton, Newport county, RI is $404,800, whereas the FHA cap for a single-family home is $506,000.

Leverage Lendersa® USDA loan calculator to compare the prime USDA and FHA rates today and identify the income, credit, reserves, and paperwork needed for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side, helping you select the best program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Little-Compton, Newport, RI

Loan Type Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Little-Compton, RI

At Lendersa®, our aim is to assist you in swiftly obtaining an optimal USDA or FHA loan without stress. Pick one of three starting paths that link you with matching lenders and USDA loan options.

Lendersa USDA loan match results

Understanding USDA Loans in RI

The USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans with a minimum 3.5% down payment requirement, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Xstream Real Estate Services
  • 3175-E Sedona Court, Ontario, CA, 91764
  • With over 15 years of experience in the mortgage industry. We have extensive knowledge in the various types of programs that are available to any level of home buyer. We work with your financial situation. From first time home buyers or if it is your 3rd or 4th time buying a property we know just the right program for you.
  • Ross, Billy, J
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  • Billy Ross, Realtor In 2006 he began working full-time in real estate as an appraiser trainee. In this role, he learned the art, science and importance of real estate valuation. In 2007 he became a licensed broker and focused his attention on professional sales. In 2008 he joined a firm and quickly established a reputation as a knowledgeable.
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  • Houzerz is a real estate and mortgage company that emphasizes building client relationships and alleviating the pressures of the home-buying process. We sit with our clients to determine which type of home and mortgage loan would best suit them and their budget. Our company is devoted to ensuring that our clients receive the most attentive,
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  • Diamond Financial
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  • Priority Real Estate & Lending Services
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  • Ainsworth Financial Mortgage Corporation
  • 3175-E Sedona Court, Ontario, CA, 91764
  • Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
  • Escondido Federal Credit Union
  • 201 North Broadway, Escondido, CA, 92025
  • Escondido Federal Credit Union provides savings & loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates
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  • San Diego Military Lending
  • 1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
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  • Home Financing Specialists
  • 333 South Juniper Street, Suite 105, Escondido, CA, 92025
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