FHA Vs. USDA loan program for Newport, Newport County, Rhode Island

In 2025, the USDA loan limit set for Newport, within Newport county of RI, is $473,800. Meanwhile, the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the best program in for your financial goals.

Exploring USDA and FHA Loan Options in Newport, RI

Lendersa® is dedicated to finding you the best possible USDA or FHA loan quickly and with ease. Choose from one of three pathways that connect you with matching lenders and USDA loan programs.

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Understanding the USDA Loan in RI

A USDA home loan is officially backed by the Department of Agriculture and is known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment, making them especially advantageous for qualifying buyers in rural communities.

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(618) 899-7792 Lender's profile and map Reviews MBN Services Corp, Inc 1901 Sarah Dr, Olney, IL, 62450 With hundreds of mortgage branch and loan officer employment opportunities out there, making a choice on who to sign up with is not an easy task! MBN SERVICES CORP, Inc is here to help save you time, energy and money trying to find the best mortgage branch and/or loan officer employment opportunity that will fit YOUR needs at NO COST to you!
(478) 471-9946 Lender's profile and map Reviews MidSouth Community Federal Credit Union 4810 Mercer University Dr, Macon, GA, 31210 MidSouth Community Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder/owner of a unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(478) 287-4809 Lender's profile and map Reviews GMFS Mortgage 4009-B Vineville Ave., Macon, GA, 31210 GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
(615) 226-3473 Lender's profile and map Reviews Nashville Firemen’s Credit Union 908 Woodland Street, Nashville, TN, 37206 Nashville Firemen’s Credit Union (NFCU) lobby is now open. For your safety and the safety of NFCU staff, face coverings will be required when visiting the branch. The Drive through window remains open with full services for those who chose not to come into the lobby. The safety and well-being of our employees, members.
(615) 242-2424 Lender's profile and map Reviews Community Mortgage Advisors, LLC 615 Main St, Suite 205, Nashville, TN, 37206 We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.
(618) 783-2321 Lender's profile and map Reviews The Peoples State Bank of Newton, Illinois 104 West Washington Street, Newton, IL, 62448 The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.
(920) 478-2151 Lender's profile and map Reviews Avestar Credit Union 125 W Madison Street, Waterloo, WI, 53594 Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.
(615) 717-9800 Lender's profile and map Reviews Tennessee Quick Cash, Inc. 5302 Mt View Rd, Antioch, TN, 37013 Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
(478) 845-4541 Lender's profile and map Reviews PrimePoint Mortgage LLC 30 East Johnston Street, Suite B, Forsyth, GA, 31029 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(833) 454-5626 Lender's profile and map Reviews 2GetFunded 4705 Indian Summer Drive, Nashville, TN, 37207 The 2 Get Funded team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.