In 2026, the USDA loan limit for the city of Jamestown in Newport county, RI is set at $473,800. Meanwhile, the FHA limit for a single-family residence is $661,250.
Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and ascertain requirements such as income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage tool lets you examine USDA, FHA, Conforming, and VA loans concurrently, aiding you in choosing the program best suited to your financial needs in Alabama.
2026 loan limits and down payment requirements in Jamestown, Newport county, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
None (0%)
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Loan Opportunities: USDA and FHA in Jamestown, RI
At Lendersa®, our mission is to secure the optimal USDA or FHA loan for you swiftly and with minimal hassle. Choose among three initial steps to connect with compatible lenders and access suitable USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically available for rural communities. Unlike the FHA loan, which mandates at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
55 John Clarke Road, Unit A16, Middletown, RI, 02842
Lends in Rhode Island
"Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt. Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"
629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
Lends in Rhode Island
A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.
JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate. Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History! No one offers a more diverse array of finance options or works harder than JVC
Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
