USDA Vs. FHA Pro and Con comparison in Jamestown, Newport County, RI
In 2025, the USDA loan limit for the city of Jamestown in Newport county, RI is set at $473,800. Meanwhile, the FHA limit for a single-family residence is $661,250.
Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and ascertain requirements such as income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage tool lets you examine USDA, FHA, Conforming, and VA loans concurrently, aiding you in choosing the program best suited to your financial needs in Alabama.
2025 loan limits and down payment requirements in Jamestown, Newport county, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
None (0%)
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Loan Opportunities: USDA and FHA in Jamestown, RI
At Lendersa®, our mission is to secure the optimal USDA or FHA loan for you swiftly and with minimal hassle. Choose among three initial steps to connect with compatible lenders and access suitable USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically available for rural communities. Unlike the FHA loan, which mandates at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Elite Commercial Lending dba Elite Residential Lending is currently licensed in Illinois and is a full-service mortgage broker, headquartered in Chicago, Illinois and we offer fast service, low rates and we provide an innovative mix of mortgage products. Our Vice President has over 27 years of mortgage experience.
Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,
Silvercreek Finance our loan officers: provide you with the tools and support to help you focus on your clients and be more efficient in the loan origination process. Transparent pricing, sales and marketing support, great bonus plan and the opportunity to grow within a company that’s built around you – the loan officer.
1700 W Cortland Street, Suite 207, Chicago, IL, 60622
Headquartered in Bucktown Chicago, our mortgage team offers a variety of loan options in Illinois, Indiana, Michigan, Florida, and Tennessee. Get to know our team and see why we decided to change the game in mortgage lending. We're a full-service mortgage lender. We'll handle your loan from start-to-finish.
Chicago Bridge Loan is a hard money lender offering loans throughout Chicago. They provide cash out hard money loans, rental property loans, short term fix and flip loans, hard money bridge loans, and commercial hard money loans. Their loan parameters are versatile, including loans with a maximum LTV of 60%, terms between 6 months and 18 months.
Pulaski Savings Bank has been in business in Chicago’s Bridgeport community for over a century, we have maintained our customer base because of the way we do business. This business philosophy has paved the way for a bright and profitable future for Bridgeport and the surrounding communities.
Mutual Federal Bank was established in Chicago, Illinois in 1905 and has been operating continuously since that time. We have built a strong foundation of trust with our customers, providing a secure and dependable banking experience for over 100 years.
Our goal is to create a great banking experience for you.
2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
