USDA Loan Vs. FHA loan for Middletown, RI [Newport County ]

In 2026, the USDA loan limit for Middletown in Newport county of RI is $473,800, whereas the FHA limit stands at $661,250 for single-family homes.

Employ the Lendersa® USDA loan calculator to contrast today's USDA vs. FHA leading rates, evaluating the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to help ascertain the best program for your financial requirements in .

Choices for USDA and FHA loans in Middletown, RI

The aim of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan. Choose one of three starting routes to connect with suitable lenders and USDA loan schemes.

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Exploring USDA Loans in RI

A USDA home loan, sanctioned by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. While FHA loans demand a minimum down payment of 3.5%, USDA mortgages do not require any down payment.

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Middletown Lenders
(401) 846-3400 Lender's profile and map BankNewport 184 John Clarke Road, Middletown, RI, 02842 Lends in Rhode Island BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
(401) 846-8930 Lender's profile and map People’s Credit Union 858 West Main Road, Middletown, RI, 02842 Lends in Rhode Island People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
(401) 419-9771 Lender's profile and map Newport Mortgage LLC 55 John Clarke Road, Unit A16, Middletown, RI, 02842 Lends in Rhode Island "Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt. Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"
000-000-0000 Lender's profile and map Back Bay Mortgage Brokers LLC 130 Bellevue Avenue, Newport, RI, 02840 Lends in Rhode Island Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
(401) 932-9005 Lender's profile and map Greater RI Properties 629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852 Lends in Rhode Island A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.