USDA and FHA Pro and Con in Newport-East, Newport County, RI
During 2025, the USDA loan limit in Newport-East, Newport county, RI is stipulated at $404,800, whereas the FHA cap for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. This will help determine the necessary income, creditworthiness, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in is the most suitable for your financial status.
Understanding loan limits and downpayment needs in Newport-East, Newport, RI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Viable USDA and FHA loan options in Newport-East, RI
Lendersa® aims to efficiently provide you with the best USDA or FHA loan options with minimum inconvenience. Choose one of three initial steps that will lead to finding matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available solely in rural areas. This type of loan requires no down payment, unlike FHA loans which mandate a minimum of 3.5% down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
At First National Bank & Trust Co. We have expertise in the widest range of banking services you’ll find in the area — Treasury Management, Trust Services, the full array of lobby and digital-platform banking services, and more. Best of all, we are your neighbors. Our bankers live and work near each of our 12 banking centers.
4U Credit Union formerly NASCOGA NA (National) S (Supply) CO (Company of) GA (Gainesville) was chartered on May 15, 1956. There were ten charter members who each paid five dollars for a share in the organization. In the beginning, the office of the credit union was in a small corner of the plant itself.
2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano.
At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
The Crestway Mortgage Group (CMG) as mortgage loan broker acts as an intermediary behalf of individuals or businesses and lenders. As the market for mortgages have become more competitive the role of the mortgage broker has become more popular and essential for those looking for mortgage loan options.
Advance Capital Funding, LLC, a Texas-based corporation led by Michael Berry, specializes in cutting-edge funding solutions for real estate investors. With expertise in both residential and commercial properties, we excel in expanding real estate investment portfolios. At Advance Capital Funding, we offer flexible, tailored programs ensuring swift
We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
