USDA VS FHA in North-Kingstown, Washington County, RI
In 2025, the USDA loan cap in North-Kingstown, within Washington county, RI, is $404,800, while the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in for your financial needs.
2025 Loan Limits and Down Payment Needs in North-Kingstown, Washington County, RI
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Kingstown, RI
The goal at Lendersa® is to secure the best USDA or FHA loan quickly and smoothly. Choose one of three paths that lead to compatible lenders and USDA loan solutions.
A USDA home loan is supported by the government Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, making them highly appealing in eligible rural districts.
Teachers Credit Union has been open since 1935. The credit union has assets totaling $7.87 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107
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True Sky Credit Union is a not-for-profit financial institution, serving the needs of those who live, work, worship or attend school in the eight counties surrounding the Oklahoma City metro area. We have seven convenient locations in the metro area including branches in Mustang, Capitol Hill, Norman, Edmond, Moore, Northwest Oklahoma City.
Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.
Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.
The Max Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Founded May 6, 1954, OU Federal Credit Union membership is open to all students, faculty, staff, alu. OU Federal Credit Union is a progressive, member owned and controlled financial organization dedicated to providing comprehensive, low-cost, high quality financial services that are personalized for the membership.
Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
