USDA and FHA Pro and Con in North-Smithfield, Providence County, RI
In 2025, the USDA loan limit for North-Smithfield in Providence county, RI, is $404,800, whereas the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
Loan limits and downpayment requirements for 2025 in North-Smithfield, county of Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in North-Smithfield, RI
The aim of Lendersa® is to swiftly help you secure the best USDA or FHA loan without hassle. Select one of three starting paths for matching with lenders and accessing USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.
Securethefunding is Primary Residential Mortgage, Inc.Here for all of your home financing needs. Let's Secure the funding together for regular updates and information about the home buying process. Learn alongside us with informative content that will have you on the path to securing the funding for your dream home.
Metro Fund, Inc. is an experienced group of mortgage professionals in order to bring a wide array of mortgage products available to the public that aren’t found at your local bank. While most banks are hand picking their top tier customers,Metro Fund, Inc. has a long list of lenders with programs available to those that have dents in their credit.
The Bank of Wiggins opened on December 4, 1916, after the former Peoples Bank in Wiggins was liquidated. According to an article in the Stone County Enterprise, December 1, 1966, Murphy Cooper arrived in Wiggins on the night of December 3, 1916, by train with the necessary cash with which to open the bank.
Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
"We’re TruHome.
And we help credit unions bring their members home.
Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages.
While more than 1 in 3 Americans belong to a credit union,"
