USDA Vs. FHA Pro and Con comparison in Exeter, Washington County, RI

In 2025, the loan limit for USDA in Exeter, located in Washington, RI, is set at $473,800, whereas the FHA loan limit for a single-family home stands at $661,250.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. Here, you can evaluate the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your financial decision on the most suitable program in .

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Loan limits and down payment requirements for 2025 in Exeter, Washington, RI

Type of Loan Limit on Loan Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan choices in Exeter, RI

The mission of Lendersa® is to facilitate you in securing the most advantageous USDA or FHA loan swiftly and effortlessly. Choose from three initial paths to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in RI

The USDA home loan, supported by the Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is exclusively available in rural regions. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage offers a zero down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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