USDA Vs. FHA your options comparison in Scituate, Providence County, RI
In the year 2026, the USDA loan limit for Scituate in Providence county, RI, is set at $473,800. Meanwhile, the FHA limit for a single-family home stands at $661,250.
Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates. This tool helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, thus guiding you in choosing which program in best suits your financial circumstances.
Loan limits and downpayment requirements for 2026 in Scituate, located in Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Scituate, RI
The goal of Lendersa® is to efficiently provide you with the best possible USDA or FHA loan, quickly and without unnecessary hassle. Select one of three starting points, leading to lender matching and suitable USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is obtainable exclusively in rural neighborhoods. Contrary to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.
2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
Lends in Rhode Island
Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.
Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
