USDA and FHA Pro and Con in Scituate, Providence County, RI

In the year 2025, the USDA loan limit for Scituate in Providence county, RI, is set at $473,800. Meanwhile, the FHA limit for a single-family home stands at $661,250.

Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates. This tool helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, thus guiding you in choosing which program in best suits your financial circumstances.

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Loan limits and downpayment requirements for 2025 in Scituate, located in Providence, RI

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Scituate, RI

The goal of Lendersa® is to efficiently provide you with the best possible USDA or FHA loan, quickly and without unnecessary hassle. Select one of three starting points, leading to lender matching and suitable USDA loan programs.

Lendersa USDA loan request match results

Understanding the USDA Loan in RI

A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is obtainable exclusively in rural neighborhoods. Contrary to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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