USDA Vs. FHA Pro and Con comparison in Scituate, Providence County, RI
In the year 2026, the USDA loan limit for Scituate in Providence county, RI, is set at $473,800. Meanwhile, the FHA limit for a single-family home stands at $661,250.
Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates. This tool helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, thus guiding you in choosing which program in best suits your financial circumstances.
Loan limits and downpayment requirements for 2026 in Scituate, located in Providence, RI
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Scituate, RI
The goal of Lendersa® is to efficiently provide you with the best possible USDA or FHA loan, quickly and without unnecessary hassle. Select one of three starting points, leading to lender matching and suitable USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is obtainable exclusively in rural neighborhoods. Contrary to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.
Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.
Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.
67-1153 Mamalahoa Hwy, Suite 3, Kamuela, HI, 96743
eMortgage Hawaii offers the lowest rates and the fastest turn times in Hawaii. Once you provide us with the requested documents, we will have your conditional loan approval within 24 - 48 hours. eMortgage Hawaii's committed to helping you find the right mortgage product for your needs. We understand that every borrower is different,
Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.
At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
Aloha, The Molokai Community Federal Credit Union is a member owned Financial Cooperative Credit with over 3,900 members providing financial products and services since 1951.
Whether you need help financing a new car, establishing credit, setting up an IRA, or just opening a new share draft account, your Credit Union can help you
By 1991, a decade after acquiring Kohala Federal Credit Union, we became Hawaii Community Federal Credit Union and soon expanded membership to the entire Hawaii Island. We are exponentially larger than we were in the beginning but we continue to hold true to our fundamental philosophy – a group of people joining together to help each other succeed.
At Island Home Capital, our mission is to provide you with the necessary knowledge to make an informed, economic decision. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
Established in 1938, the Lāna’i Federal Credit Union, originally known as HAPCO Lāna’i Federal Credit Union, was organized to serve the employees of the Hawaiian Pineapple Company, on the island of Lāna’i, Hawaii. Lāna’i was once the largest pineapple plantation, producing 90% of the world’s pineapple during the 1950s – 1970s.
Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566.
The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union
The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
