USDA VS FHA in Coventry, Kent County, RI

For 2026, the USDA loan ceiling in Coventry, located in the county of Kent, RI, is $473,800, whereas the FHA limit is $661,250 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA vs. FHA rates available today. This tool helps ascertain the required income, credit profile, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, assisting you in identifying the best fit for your specific financial needs in .

Check loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Coventry, County of Kent, RI

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Coventry, RI

Lendersa® aims to help you obtain the ideal USDA loan or FHA loan quickly and without difficulty. Begin by selecting one of three straightforward paths that lead to matched lenders and USDA program options suitable for your situation.

Lendersa USDA loan request and matching results overview

What is the USDA Loan in RI?

The USDA home loan is backed by the Department of Agriculture and is also called a USDA rural development loan or USDA mortgage. It is available only in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, providing an advantage to eligible borrowers in specific locales.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MAR Financial Inc.
  • 10620 Treena Street, Suite 230, San Diego, CA, 92131
  • We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.

  • Westonhill Financial Group
  • 9747 Businesspark Avenue, San Diego, CA, 92131
  • Westonhill Properties & Financial Group was founded on a strong belief of service, honesty, and reliability. We are dedicated to providing unparalleled service and to educating every client we serve. We are proud to say that our dedication has earned us a loyal following of clients in San Diego. With Westonhill Properties & Financial Group.

  • Security InterBank Mortgage
  • 10252 Pinecastle Street, San Diego, CA, 92131
  • Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.

  • Click Mortgage, a Division of Golden Bear Capital, Inc
  • 10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
  • At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.

  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking

  • Amerisell, Inc.
  • 39 Franciscan Pl, Pomona, CA, 91766
  • AmeriSell, Inc. provides Real Estate, Loan and Credit Consulting services. We also have a notary public on staff. Over 25 years of experience and excellent service. AmeriSell Mortgage provides the right type of financing for all borrowers. Our goal is to provide you the best possible rates and terms for your needs.

  • CASHCO Financial Services, Inc
  • 922 SE Oak St, Hillsboro, OR, 97123
  • CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.

  • Baseline Mortgage LLC
  • 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.

  • Centaurian Commercial Capital
  • 301 E. Arrow Hwy #101-1038, San Dimas, CA, 91773
  • At Centaurian Commercial Capital, we believe that every client is unique, and we are committed to providing quality service tailored to each individual's requirements. We have established long-standing relationships with premier lending partners, enabling us to offer our clients the best financing solutions.