USDA VS FHA in Coventry, Kent County, RI

For 2025, the USDA loan ceiling in Coventry, located in the county of Kent, RI, is $473,800, whereas the FHA limit is $661,250 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA vs. FHA rates available today. This tool helps ascertain the required income, credit profile, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, assisting you in identifying the best fit for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Coventry, County of Kent, RI

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Coventry, RI

Lendersa® aims to help you obtain the ideal USDA loan or FHA loan quickly and without difficulty. Begin by selecting one of three straightforward paths that lead to matched lenders and USDA program options suitable for your situation.

Lendersa USDA loan request and matching results overview

What is the USDA Loan in RI?

The USDA home loan is backed by the Department of Agriculture and is also called a USDA rural development loan or USDA mortgage. It is available only in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, providing an advantage to eligible borrowers in specific locales.

Enter your location to find out if it qualifies for USDA rural housing loan?



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