For 2025, the USDA loan limit in West-Warwick within Kent county, RI, is $404,800, while the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the most optimal rates available today for USDA versus FHA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you decide which program in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in West-Warwick, Kent County, RI
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Warwick, RI
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose from one of three initial steps to link with matched lenders and USDA loan programs suited for your needs.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is exclusive to rural areas. It requires no down payment, unlike FHA loans, which need a minimum of 3.5% down, making it particularly attractive to eligible buyers in rural regions.
Greater KC Public Safety Credit Union is a not-for-profit member-owned financial institution welcoming all public safety employees & their family members in the Kansas City metro area, or anywhere in the state of Missouri or Kansas. It is the only credit union in Kansas City solely dedicated to serving public safety agencies, & has been since 1934.
The Little Rock Fire Department Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.
When you’re a member of Arkansas Teachers FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members.
Credit unions are not-for-profit, which means that instead of dividends going to shareholders,
Arkansas Education Association Federal Credit Union.
1500 West 4th Street, Suite 300, Little Rock, AR, 72201
Arkansas Education Association Credit Union opened its doors in 1978 to offer financial services to members of the Arkansas Education Association and their families. The credit union has assets totaling $7 Million and provides banking services to more than 2,000 members.
While our products and services are constantly evolving
Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.
Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners
Cornerstone Bank in Clarinda Iowa is a full service bank. We have many banking services to provide to southwest iowa and the surrounding areas. Cornerstone Bank offers Personal Banking, Business Banking, Telebanking, and Online Banking. We offer a variety of loan products that fit your needs.
