FHA Vs. USDA loan program for Aiken, Aiken County, South Carolina

In 2025, USDA loan limit in Aiken, county of Aiken, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Aiken, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(772) 837-9000 419 miles Lender's profile and map Reviews Premier Mortgage Partners of Florida LLC 1705 19th Pl, Suite B-1, Vero Beach, FL, 32960 Premier Mortgage Partners of Florida is a mortgage brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package.
(619) 335-8565 419 miles Lender's profile and map Reviews Fletcher and Janz Processing Services 316 South Mckenzie Street, Suite 177, Foley, AL, 36535 Our team of highly motivated and skilled LOAs & Processors will work to save you time and energy on your files so you can focus on generating more business. Working your files from beginning to end, our follow up system continues for a year after close of escrow to keep YOU top of mind with your clients. All follow up is sent on your behalf,
(251) 943-2455 419 miles Lender's profile and map Reviews Emerald Coast Mortgage and Investments 111 W. Myrtle Avenue, Suite 4, Foley, AL, 36535 Emerald Coast Mortgage and Investments is a licensed, locally owned and operated mortgage brokerage business specializing in residential mortgages. We offer unique packages for condos and investment properties. With over 20 years in the banking, mortgage, and finance industry, Emerald Coast Mortgage and Investments provides professional
(812) 667-5101 419 miles Lender's profile and map Reviews Friendship State Bank 5908 E Main St, Friendship, IN, 47021 The Friendship State Bank is a thriving community bank in southeastern Indiana. We would love to answer your banking, insurance and investing-related questions, and help you better understand "how it all works." By the way, we're Members FDIC & EHL. Start the Friendship with your locally-owned community bank in Friendship
(513) 247-0300 419 miles Lender's profile and map Reviews Union Savings Bank 8534 E. Kemper Rd., Cincinnati, OH, 45249 At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors. Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
(513) 530-9351 419 miles Lender's profile and map Reviews Emery Federal Credit Union 7890 E. Kemper Rd., Cincinnati, OH, 45249 Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.
(513) 769-6900 419 miles Lender's profile and map Reviews Rapid Mortgage Company 7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249 Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
(513) 729-0100 419 miles Lender's profile and map Reviews New Foundation Savings Bank 8249 Clara Avenue, Cincinnati, OH, 45239 New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.
(513) 761-2251 419 miles Lender's profile and map Reviews Humbert Mortgage Inc 1250 Springfield Pike, Cincinnati, OH, 45215 Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.
(513) 574-0700 419 miles Lender's profile and map Reviews EAGLE.bank 6415 Bridgetown Rd, Cincinnati, OH, 45248 EAGLE.bank is your home town Cincinnati bank. We’re Ohio’s oldest community bank, founded in and proudly serving the Cincinnati area for over 135 years! We’re a financially stable, conservative, local bank, that’s big on personal service. We offer state-of-the art banking products.
(800) 584-0015 420 miles Lender's profile and map Reviews Axiom Bank 508 10th Street East, Palmetto, FL, 34221 Axiom Bank, a nationally chartered bank headquartered in Central Florida, serving the financial needs of its customers through a wide range of banking solutions and a commitment to exceptional service. The bank has a rich history dating back to 1963. By definition, “axiom” means “a universally recognized truth.