USDA Loan Vs. FHA loan pro & con Aiken, Aiken County, SC

In 2025, the USDA loan limit for Aiken in Aiken county, SC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side to assist in identifying the best program for your financial needs in Alabama.

USDA and FHA Loan Options in Aiken, SC

Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly without hassle. Begin with one of three paths that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment, offering a clear advantage to eligible borrowers.

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(406) 388-4011 Lender's profile and map Reviews Thelen Mortgage 11 West Main St, Suite 220, Belgrade, MT, 59714 Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.
(406) 587-3113 Lender's profile and map Reviews Prospera Business Network 865 Technology Blvd, Suite A, Bozeman, MT, 59718 Prospera Business Network is the leading non-profit organization advancing and supporting community-centered economic development in southwest Montana. Our focus is helping people start and grow their business – in turn strengthening our region’s economy and communities. Prospera services are client-focused offering entrepreneurs
(406) 587-5626 Lender's profile and map Reviews Bank of Bozeman 875 Harmon Stream Blvd., Bozeman, MT, 59718 Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.
(757) 229-4433 Lender's profile and map Reviews LA Pro 555 Zoot Enterprises Ln, Bozeman, MT, 59718 Since 1984, LA Pro has been providing software solutions to the lending industry. LA Pro loan servicing software is the latest and most advanced system built to handle a wide variety of lending needs. We have an extensive client base of credit unions, CUSOs, alternative lenders, banks,
(406) 624-6330 Lender's profile and map Reviews GoPrime Mortgage Inc. 2015 Charlotte St, Suite 3, Bozeman, MT, 59718 "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life. We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
(623) 925-9710 Lender's profile and map Reviews SunWest Credit Union 650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338 Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
(623) 432-2021 Lender's profile and map Reviews Elite Mortgage Group 17580 W Lavender Ln, Goodyear, AZ, 85338 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(208) 233-4395 Lender's profile and map Reviews SEI Credit Union 555 N 5th Avenue, Pocatello, ID, 83201 At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
(208) 233-5544 Lender's profile and map Reviews Connections credit union 1150 North 8th Avenue, Pocatello, ID, 83201 Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.
(208) 232-7711 Lender's profile and map Reviews Advantage Plus Federal Credit Union 2133 E Center St, Pocatello, ID, 83201 We are a locally owned and operated credit union serving the communities in the Southeastern Idaho area. Since first opening our doors in 1953, Advantage Plus FCU has always been a credit union with 100% focus on the betterment of our member base. That means that all product, supplemental resources.
(208) 766-2211 Lender's profile and map Reviews Ireland Bank 33 Bannock Street, Malad City, ID, 83252 Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters.