In 2026, the USDA loan limit for Clearwater within Aiken, SC is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates and to see the essential income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side to help identify the best program for your particular financial situation in
Browse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to swiftly obtaining the ideal USDA or FHA loan for you with ease. Choose one of three starting options to match with lenders and explore available USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Clearwater Lenders |
|
|
Bridge Loan Guides
