USDA Vs. FHA Pro and Con comparison in Clearwater, Aiken County, SC
In 2025, the USDA loan limit for Clearwater within Aiken, SC is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates and to see the essential income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side to help identify the best program for your particular financial situation in .
2025 Loan Limits and Downpayment Requirements in Clearwater, Aiken, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Solutions in Clearwater, SC
Lendersa® is dedicated to swiftly obtaining the ideal USDA or FHA loan for you with ease. Choose one of three starting options to match with lenders and explore available USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment.
GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960. We continue to offer very competitive rates and unique services to meet the needs of our members. Membership in the Credit Union is open to anyone working at any of our select employee groups and their immediate family members.
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Freehold Bank is a community-first financial services provider, and our commitment to growth shapes everything we do. We see growth potential everywhere we look, and our mission is to deliver solutions that genuinely serve your best interests. We are banking powered by good values, deep roots, friendly faces, and proven expertise.
New Jersey Latvian Federal Credit Union has been open since 1971. The credit union has assets totaling $8.72 Million and provides banking services to more than 200 members. The credit union is a fraternal credit union. Membership is also open to immediate family of current members.
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