In 2026, the USDA loan limit in Belvedere, in Aiken, SC, is $336,500, while the FHA limit for a single-family home is $472,030.
Use Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s goal is to swiftly secure you the optimal USDA or FHA loan. Select one of three starting points to engage with lenders and explore USDA loan options.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans have no such requirement, increasing accessibility.
Enter your location to find out if it qualifies for USDA rural housing loan?
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