USDA and FHA Pro and Con in Belvedere, Aiken County, SC

In 2025, the USDA loan limit in Belvedere, in Aiken, SC, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Belvedere, Aiken, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Belvedere, SC

Lendersa®'s goal is to swiftly secure you the optimal USDA or FHA loan. Select one of three starting points to engage with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans have no such requirement, increasing accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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