USDA and FHA Pro and Con in Gloverville, Aiken County, SC

In 2026, the USDA loan cap for Gloverville, within Aiken county, SC, is $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to measure today's best USDA versus FHA rates, and discern the income, credit, reserves, plus documents necessary to qualify. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine which program in regions such as suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Gloverville, County of Aiken, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Gloverville, SC

At Lendersa®, our aim is to secure the best USDA or FHA loan quickly and without hassle. Choose one of three pathways to find matching lenders and USDA programs that suit your needs.

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Understanding USDA Loans in SC

A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is available only in rural zones. Unlike FHA loans which typically require a minimum 3.5% down payment, USDA mortgages do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Gloverville Lenders

  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803
  • Lends in South Carolina
  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.

  • SRP Federal Credit Union
  • 1070 Edgefield Road, North Augusta, SC, 29860
  • Lends in South Carolina
  • Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options

  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Lends in South Carolina
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer