USDA and FHA Pro and Con in Graniteville, Aiken County, SC
In 2026, the USDA loan limit in Graniteville, located in the county of Aiken, SC, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
To compare today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose which program in Alabama best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Graniteville, Aiken, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Graniteville, SC
Lendersa® is committed to helping you find the best USDA or FHA loan quickly and easily. Choose one of three paths to connect with matching lenders and USDA programs.
USDA home loans are backed by the Department of Agriculture and are known as USDA rural development loans. Available only in rural areas, USDA loans require no down payment, unlike FHA loans which need at least a 3.5% down payment.
Northern Redwood Federal CU is a local boutique credit union that has been serving the community for over 60 years. We are a service oriented credit union that offers the same great services as the larger financial institutions. We pride ourselves on knowing our members on a personal level
At Bailey Mortgage, our mission is to set a high standard in the mortgage industry. We are a local, family owned and operated mortgage brokerage firm with over 30 years experience. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by calling
Established on December 17, 1979 and headquartered in Florence, Oregon, we are proud to have full service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. Staffed by local decision makers, we specialize in offering holistic financial services to our local families and business owners.
BayWest Mortgage Over 30 years experience specifically in residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Association of Mortgage Professionals. residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Ass.
First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace
In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.
At Redwood Capital Bank, it is important to keep local dollars working at home. Nearly every dollar that is deposited at Redwood Capital Bank goes right back into the local economy. Deposits are reinvested in the form of loans to individuals, families and businesses, helping small businesses grow, providing new homes and a better quality of life.
California State Employees No. 20 Credit Union was formed in January of 1951. The credit union was formed by a group of professors and employees of Humboldt State College. They formed the credit union with a desire to assist each other with reasonably priced loans and a good return on their savings.
At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
