USDA Vs. FHA Pro and Con comparison in Graniteville, Aiken County, SC
In 2025, the USDA loan limit in Graniteville, located in the county of Aiken, SC, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
To compare today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose which program in Alabama best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Graniteville, Aiken, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Graniteville, SC
Lendersa® is committed to helping you find the best USDA or FHA loan quickly and easily. Choose one of three paths to connect with matching lenders and USDA programs.
USDA home loans are backed by the Department of Agriculture and are known as USDA rural development loans. Available only in rural areas, USDA loans require no down payment, unlike FHA loans which need at least a 3.5% down payment.
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