For 2026, the USDA loan limit in Arcadia, within the county of Spartanburg, SC, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can assist you in comparing the most competitive USDA and FHA rates available today. It identifies the income, credit, reserves, and documentation required for eligibility. Employ our enhanced mortgage calculator to view and contrast USDA, FHA, Conforming, and VA loans, providing a clear comparison to help determine the optimal program for your financial needs in Alabama.
Details on 2026 Loan Limits and Initial Payments in Arcadia, Spartanburg, SC
Type of Loan
Loan Maximum
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Different Options for USDA and FHA Loans in Arcadia, SC
The mission of Lendersa® is to facilitate the procurement of the best possible USDA or FHA loan swiftly and with ease. Begin with one of our three starting choices, which lead to matched lenders and USDA loan programs.
USDA home loans are backed by the U.S. Department of Agriculture and are also known as USDA rural development loans or simply USDA mortgages. These loans are exclusively available in rural communities. While FHA loans generally require a minimum down payment of 3.5%, USDA mortgage loans are unique in that they do not require any down payment at all.
VITAL Federal Credit Union exists for you – for your financial health, for your access to a fair source of credit, for your community, and for your ability to reach your financial goals. We believe these are necessary aspects of your life. You could say we think they are VITAL.As a member of VITAL Federal Credit Union.
Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.
2117 Boiling Springs Rd, Boiling Springs, SC, 29316
Lends in South Carolina
"Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service.
Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.
Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools
In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.
538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
Lends in South Carolina
Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all
