USDA Vs. FHA Pro and Con comparison in Arcadia, Spartanburg County, SC
For 2025, the USDA loan limit in Arcadia, within the county of Spartanburg, SC, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can assist you in comparing the most competitive USDA and FHA rates available today. It identifies the income, credit, reserves, and documentation required for eligibility. Employ our enhanced mortgage calculator to view and contrast USDA, FHA, Conforming, and VA loans, providing a clear comparison to help determine the optimal program for your financial needs in Alabama.
Details on 2025 Loan Limits and Initial Payments in Arcadia, Spartanburg, SC
Type of Loan
Loan Maximum
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Different Options for USDA and FHA Loans in Arcadia, SC
The mission of Lendersa® is to facilitate the procurement of the best possible USDA or FHA loan swiftly and with ease. Begin with one of our three starting choices, which lead to matched lenders and USDA loan programs.
USDA home loans are backed by the U.S. Department of Agriculture and are also known as USDA rural development loans or simply USDA mortgages. These loans are exclusively available in rural communities. While FHA loans generally require a minimum down payment of 3.5%, USDA mortgage loans are unique in that they do not require any down payment at all.
Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more
6105 South Main Street, Suite 200, Aurora, CO, 80016
End To End Home Loans LLC to our customers to determine their real estate financing goals, needs, and wants. To find the best solution, we leverage our expertise, leading edge technology, and relationships with top lenders. We guide our customers through the mortgage process end to end.
6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
3505 North Chestnut Street, Colorado Springs, CO, 80907
One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all
quality service.
