USDA Vs. FHA Pro and Con comparison in Arcadia, Spartanburg County, SC
For 2025, the USDA loan limit in Arcadia, within the county of Spartanburg, SC, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can assist you in comparing the most competitive USDA and FHA rates available today. It identifies the income, credit, reserves, and documentation required for eligibility. Employ our enhanced mortgage calculator to view and contrast USDA, FHA, Conforming, and VA loans, providing a clear comparison to help determine the optimal program for your financial needs in Alabama.
Details on 2025 Loan Limits and Initial Payments in Arcadia, Spartanburg, SC
Type of Loan
Loan Maximum
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Different Options for USDA and FHA Loans in Arcadia, SC
The mission of Lendersa® is to facilitate the procurement of the best possible USDA or FHA loan swiftly and with ease. Begin with one of our three starting choices, which lead to matched lenders and USDA loan programs.
USDA home loans are backed by the U.S. Department of Agriculture and are also known as USDA rural development loans or simply USDA mortgages. These loans are exclusively available in rural communities. While FHA loans generally require a minimum down payment of 3.5%, USDA mortgage loans are unique in that they do not require any down payment at all.
Professional Mortgage Group, Inc. is a Florida for profit corporation based in Sunrise. They registered with the Florida Department of State's Division of Corporations on Nov 20, 2008. Whether you prefer to do business online or meet a live person, we will provide you a custom tailored loan to fit your financing needs.
4300 North University Drive, Suite A-107, Lauderhill, FL, 33351
For over twenty years, we have provided hope, assurance, and quality service to clients who have been rejected by other brokers, lenders and banks. Our staff is made up of mortgage experts who provide the best service available. Licensed in the state of Florida and based in Lauderhill, International Mortgage & Finance Group serves clients
4577 Nob Hill Road, Suite 204, Fort Lauderdale, FL, 33351
At My Land Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.
Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
