USDA Loan Vs. FHA loan for Boiling-Springs, SC [Spartanburg County ]

In 2025, the USDA loan limit for Boiling-Springs in Spartanburg, SC is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and find out the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial scenario in .

USDA and FHA Loan Choices in Boiling-Springs, SC

Lendersa® aims to quickly and easily secure you the best possible USDA or FHA loan. Choose one of three starting points that match you with lenders providing USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan, also known as the USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require none, enhancing accessibility.

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(305) 467-8585 Lender's profile and map Reviews Plazio LLC 2730 SW 3rd Avenue, Suite 202, Miami, FL, 33129 Plazio is focused on providing a good experience to their clients by following through on their word, being open and transparent throughout the loan process, and creating meaningful relationships. Helping those seeking loans to choose the correct product as well as completing and processing the loan application.
(417) 831-4398 Lender's profile and map Reviews AGCU 1535 N. Campbell Ave, Springfield, MO, 65803 AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
(786) 534-3910 Lender's profile and map Reviews Syntax Mortgage 7452 SW 48th Street, Miami, FL, 33155 We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.
(305) 546-1565 Lender's profile and map Reviews SFRMC - Mortgage 6485 Coral Way, Miami, FL, 33155 "At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan Federal Housing Administration (FHA) Loan"
305.445.9003 Lender's profile and map Reviews BMS Corporation 5820 Bird Road, Miami, FL, 33155 BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
(800) 749-7113 Lender's profile and map Reviews Great Southern Bank 218 S. Glenstone, Springfield, MO, 65802 Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
(417) 865-3912 Lender's profile and map Reviews Multipli Credit Union 818 N Benton Ave, Springfield, MO, 65802 "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
(203) 876-8690 Lender's profile and map Reviews Creative Mortgage Group LLC D\|B\|A First Capital Lending 441 Oxford Road, Suite 2C, Oxford, CT, 06478 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(417) 739-9300 Lender's profile and map Reviews Table Rock Community Bank 1 Wildwood Ln, Kimberling City, MO, 65686 Table Rock Community Bank is your only local community bank in Stone County, Missouri. We exist to meet the banking needs of our customers and to make a positive difference in the communities we serve, including Kimberling City and Branson West. Table Rock Community Bank is a full-service bank providing personal
(607) 547-5700 Lender's profile and map Reviews Leatherstocking Credit Union 24 Glen Avenue, Cooperstown, NY, 13326 Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
(305) 858-6666 Lender's profile and map Reviews Grove Bank & Trust 2701 South Bayshore Drive, Miami, FL, 33133 Grove Bank & Trust, founded on July 12, 1926, is a Miami-based financial services firm and is one of the longest continuously operating banks in Florida. Grove Bank & Trust offers boutique banking, comprehensive trust, and wealth management services* tailored to meet the needs of individuals, families and their businesses.