USDA Vs. FHA your options comparison in Saxon, Spartanburg County, SC
As of 2025, the USDA loan ceiling for Saxon, in the county of Spartanburg, SC, reaches $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
By leveraging the Lendersa® USDA loan calculator, you can effectively weigh the benefits of today's USDA versus FHA rate offerings. It provides a comprehensive evaluation of the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator facilitates a simultaneous comparison of USDA, FHA, Conforming, and VA loans, guiding you through selecting the optimal program in suited to your financial scenario.
2025 Loan Limits and Downpayment Requirements in Saxon, County of Spartanburg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Saxon, SC
The aim of Lendersa® is to facilitate the acquisition of the most suitable USDA or FHA loan as quickly and conveniently as possible. Begin the process by selecting one of three starting approaches to identify matching lenders and explore relevant USDA loan programs.
A USDA home loan, insured by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is designed for rural communities. In contrast to FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage demands no down payment, thereby enhancing accessibility for prospective rural homeowners.
11333 N. Scottsdale Rd. #293, Scottsdale, AZ, 85254
Merchants Mortgage and Merchants Funding is a private lender that specializes in short-term loans to real estate investors. We lend in Colorado, Arizona, Oregon, Washington, Kansas, Missouri, Texas, and California. The company has closed over $3 Billion in fix-and-flip, fix-to-hold, and construction transactions for its clients.
11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
4800 N Scottsdale rd, Suite 3800, Scottsdale, AZ, 85251
Day 1 Mortgage is designed to provide a simple and clear path to homeownership by offering a full range of home financing options. And you can rest assured that we’ll provide the best terms possible for your situation. Day 1 Mortgage is committed to making your mortgage application as simple and seamless as possible.
6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs.
You only think about home financing a few times in your life
8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home!
Exceptional Service: Communication is the key that unlocks success
Beyond Mortgage is an Equal Housing Opportunity Lender and a licensed Mortgage Broker MB#1005253 and Loan Originator NMLS#1902728 in the state of Arizona. Beyond Mortgage is acting as a Loan Originating Agent and NOT a Principal. We help hundreds of people buy their home every year.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Arizona Lending Group specializes in Conventional home loans, VA loans, FHA loans, USDA loans, Jumbo loans, and Reverse Mortgages. We are based in Scottsdale, Arizona and have a passion for customer service. Get pre-approved in minutes and take advantage of our low rates, low fees, and around the clock service.
When you work with Mizar, you’re working with experienced professionals that know how to properly manage and execute the best and most efficient lending solutions for all types of real estate projects.Real Estate financing isn’t just a one-size-fits-all solution. It takes experience, knowledge, trust, personal attention to detail, and speed.
7137 East Rancho Vista Drive, Suite B05, Scottsdale, AZ, 85251
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
