USDA Loan Vs. FHA loan for Southern-Shops, SC 2025

As of 2025, the USDA loan cap in Southern-Shops, within the county of Spartanburg, SC, is $285,000. At the same time, the FHA cap for a single-family house stands at $356,362.

The Lendersa® USDA loan calculator can be utilized to compare today's USDA versus FHA rates, pinpointing income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in identifying the most suitable program for your financial needs in Alabama.

USDA and FHA Loan Opportunities in Southern-Shops, SC

Lendersa® is committed to securing you a USDA or FHA loan that is both quick and convenient. Start your search from one of our three key pathways to connect with matching lenders and USDA loan choices.

Defining a USDA Loan in SC

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. These loans are available only in rural areas and unlike FHA loans that have a minimum down payment of 3.5%, USDA loans require no down payment.

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(603) 629-1500 Lender's profile and map Reviews St. Marys Bank 200 McGregor Street, Manchester, NH, 03102 St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.
(918) 430-3500 Lender's profile and map Reviews Encentus Federal Credit Union 1320 S Lewis Avenue, Tulsa, OK, 74104 Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
(918) 622-0900 Lender's profile and map Reviews Cityscape Home Mortgage 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104 Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
(918) 274-0044 Lender's profile and map Reviews Liberty Realty Capital 1611 South Utica, Suite 102, Tulsa, OK, 74104 Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
(515) 981-0434 Lender's profile and map Reviews City State Bank 100 NE Jacob St, Grimes, IA, 50111 At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.
(800) 645-4728 Lender's profile and map Reviews Granite State Credit Union 1415 Elm Street, Manchester, NH, 03101 Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union. Members enjoy a variety of financial products and services that reach beyond savings
(877) 273-3939 Lender's profile and map Reviews Breeze Financial LLC 1001 Elm Street, Suite 401, Manchester, NH, 03101 Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
(603) 626-6678 Lender's profile and map Reviews Insight Mortgage Corp. 66 Hanover St, Suite 302, Manchester, NH, 03101 At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
(978) 500-2268 Lender's profile and map Reviews HarborOne Mortgage 650 Elm Street, 6th Floor, Manchester, NH, 03101 HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
(800) 335-7662 Lender's profile and map Reviews Dowell Federal Credit Union 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105 When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
(918) 749-2274 Lender's profile and map Reviews Mortgage Clearing Corporation 5612 South Lewis Avenue, Tulsa, OK, 74105 "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
(918) 664-6000 Lender's profile and map Reviews Oklahoma Central Credit Union 4956 S Peoria Ave, Tulsa, OK, 74105 At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.