USDA Vs. FHA Pro and Con comparison in Southern-Shops, Spartanburg County, SC
As of 2025, the USDA loan cap in Southern-Shops, within the county of Spartanburg, SC, is $285,000. At the same time, the FHA cap for a single-family house stands at $356,362.
The Lendersa® USDA loan calculator can be utilized to compare today's USDA versus FHA rates, pinpointing income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in identifying the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Details in Southern-Shops, Spartanburg, SC
Type of Loan
Maximum Limit
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Southern-Shops, SC
Lendersa® is committed to securing you a USDA or FHA loan that is both quick and convenient. Start your search from one of our three key pathways to connect with matching lenders and USDA loan choices.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. These loans are available only in rural areas and unlike FHA loans that have a minimum down payment of 3.5%, USDA loans require no down payment.
23670 Hawthorne Boulevard, Suite 210, Torrance, CA, 90505
Pacific First Financial Real Estate Loans Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.
We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.
HBS Finance provides nationwide real estate commercial mortgages and corporate banking financial solutions. We have experience dealing with a wide variety of apartment building loans, commercial mortgage loans and business real estate loans. We act as your professional mortgage loan advisor to help find the optimal financing solutions for you by of
3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.
22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
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1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.
Merit Real Estate, Inc. is a full service residential and commercial real estate sales, investment, and property management company that has been serving the South Bay for over 20 years. Whether you are in the market for the first time or are an experienced buyer and seller, our professional licensed experts will provide you
Forest Lending is dedicated to helping owners finance home, business, and commercial real estate to support their growth and success. Commercial real estate and business financing is a world unto itself. The loans in this space include both conventional and SBA options. They feature a dizzying array of choices in variable and fixed rate terms.
For over twenty five years Redondo Mortgage Center (RMC) has handled billions of dollars in real estate loans in Southern California. Since 1989, its in-depth knowledge and resources have maintained its preferred broker status with real estate agents, builders and other professionals in the community.
2015 Manhattan Beach Blvd, Redondo Beach, CA, 90278
CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
