USDA VS FHA in Southern-Shops, Spartanburg County, SC
As of 2026, the USDA loan cap in Southern-Shops, within the county of Spartanburg, SC, is $285,000. At the same time, the FHA cap for a single-family house stands at $356,362.
The Lendersa® USDA loan calculator can be utilized to compare today's USDA versus FHA rates, pinpointing income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in identifying the most suitable program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Details in Southern-Shops, Spartanburg, SC
Type of Loan
Maximum Limit
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Southern-Shops, SC
Lendersa® is committed to securing you a USDA or FHA loan that is both quick and convenient. Start your search from one of our three key pathways to connect with matching lenders and USDA loan choices.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. These loans are available only in rural areas and unlike FHA loans that have a minimum down payment of 3.5%, USDA loans require no down payment.
VITAL Federal Credit Union exists for you – for your financial health, for your access to a fair source of credit, for your community, and for your ability to reach your financial goals. We believe these are necessary aspects of your life. You could say we think they are VITAL.As a member of VITAL Federal Credit Union.
Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.
2117 Boiling Springs Rd, Boiling Springs, SC, 29316
Lends in South Carolina
"Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service.
Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
MTC Federal Credit Union was founded in 1976 to serve the employees of Michelin, North America. Our roots grew from serving those who value hard work and not afraid to get their hands dirty. Over the years, we have expanded with an inclusive membership we call the MTC Federal Community.
Upstate Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a home mortgage simple and straightforward by offering you the latest in financial tools
In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.
538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
Lends in South Carolina
Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all
