USDA Vs. FHA your options comparison in Bamberg, Bamberg County, SC
In 2025, the USDA loan limit for Bamberg, in the county of Bamberg, SC, is $336,500, whereas the FHA limit stands at $472,030 for a single-family home.
Take advantage of the Lendersa® USDA loan calculator to assess today's premium USDA versus FHA rates. It helps determine income, credit, reserves, and required documents for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options to decide which program in fits your financial needs best.
Details of 2025 Loan Limits and Downpayment Requirements in Bamberg, Bamberg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bamberg, SC
The aim of Lendersa® is to secure the best possible USDA or FHA loan swiftly and without hassle. Choose one of three routes to find matching lenders and pursue USDA loan options.
A USDA home loan, offered by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment, thus making homeownership more attainable in rural regions.
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The American dream of homeownership is more than securing a place to call home. Homeownership is the cornerstone of personal security, wealth building, and future legacy for individuals and families. Owning a home or investment property is one of the most critical steps in building a wealth portfolio that can be utilized in your future.
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