USDA Vs. FHA your options comparison in Bamberg, Bamberg County, SC
In 2026, the USDA loan limit for Bamberg, in the county of Bamberg, SC, is $336,500, whereas the FHA limit stands at $472,030 for a single-family home.
Take advantage of the Lendersa® USDA loan calculator to assess today's premium USDA versus FHA rates. It helps determine income, credit, reserves, and required documents for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options to decide which program in fits your financial needs best.
Details of 2026 Loan Limits and Downpayment Requirements in Bamberg, Bamberg, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bamberg, SC
The aim of Lendersa® is to secure the best possible USDA or FHA loan swiftly and without hassle. Choose one of three routes to find matching lenders and pursue USDA loan options.
A USDA home loan, offered by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment, thus making homeownership more attainable in rural regions.
At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound
Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.
Our Board of Directors credit our exceptional growth to the fact
1100 North Jefferies Boulevard, Walterboro, SC, 29488
Lends in South Carolina
Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.
1ST FEDERAL SAVINGS BANK OF SC, INC. “The Family Bank” Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service
Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.
Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
