USDA Vs. FHA your options comparison in Brookdale, Orangeburg County, SC

In 2026, the USDA loan limit for Brookdale, within Orangeburg county, SC, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA vs. FHA rates today, and discover the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you pick the most suitable program for your financial situation in .

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2026 Loan Limits and Downpayment Details in Brookdale, Orangeburg, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Brookdale, SC

Lendersa® strives to secure the best USDA or FHA loan for you quickly, without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan options.

Visual of Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in SC

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brookdale Lenders

  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • Lends in South Carolina
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Kwest Mortgage Group, LLC
  • 1725 St Matthews Rd, Orangeburg, SC, 29118
  • Lends in South Carolina
  • Kwest Mortgage Group was born from a vision to create and advance a company with a mission of helping consumers achieve their life goals and elevate themselves, through homeownership, to a more secure place in society. Kwest, as it is a play on words, is meant to promulgated my passion in offering consumers safe, sound

  • First National Bank of South Carolina
  • 801 Gilway Ave, Holly Hill, SC, 29059
  • Lends in South Carolina
  • At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.

  • Caro Federal Credit Union.
  • 4480 Rosewood Drive, Columbia, SC, 29209
  • Lends in South Carolina
  • At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.

  • Golden Gate Mortgage
  • 3102 Millwood Avenue, Columbia, SC, 29205
  • Lends in South Carolina
  • Golden Gate Mortgage was founded in 1999 in Columbia, SC with the goal of providing the best home loans, refinancing and home loan rates to customers across the Palmetto State. We’re proud to say we’re still here when many other mortgage brokers are not, and we have a long list of satisfied customers who have found their home loan.

  • Gulfstream Mortgage Corporation
  • 3101 Carlisle St, Suite 105, Columbia, SC, 29205
  • Lends in South Carolina
  • Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.

  • Resource Financial Services, Inc.
  • 2717 Devine Street, Columbia, SC, 29205
  • Lends in South Carolina
  • "Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina.

    We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."

  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC 29201, Columbia, SC, 29201
  • Lends in South Carolina
  • VP Capital Lending is a highly respected provider of commercial finance solutions and business loans. We regularly work with businesses in all types of industries, and we’d love to analyze the financial needs of your business. We always put in the extra work required to select the right type of financing for each business that comes to us for fundi

  • South Carolina Army National Guard Federal Credit Union
  • 1225 Bluff Road, Columbia, SC, 29201
  • Lends in South Carolina
  • Founded in 1966 as South Carolina Army National Guard FCU, our goal was to serve the financial needs of the men and women in the South Carolina Army National Guard and their families.In 2007, we merged with McEntire Federal Credit Union – who, at the time, served only members of the South Carolina Air National Guard and their families.