USDA VS FHA in Orangeburg, Orangeburg County, SC

In 2025, the USDA loan limit for Orangeburg, in Orangeburg county, SC, is $336,500, whereas the FHA cap for a single-family home is $472,030.

Leverage Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, identifying required income, credit, reserves, and documents. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA programs side by side to find the best option for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Orangeburg, Orangeburg, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Orangeburg, SC

Lendersa® aims to secure the best USDA or FHA loan quickly and without hassle. Initiate one of three starting points to connect with matching lenders and USDA programs.

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What is a USDA Loan in SC?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. This loan is exclusive to rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans require none, offering clear benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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