For 2026, the USDA loan limit in Hampton, located in Hampton, SC, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates and confirm the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to aid your decision on the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Hampton, Hampton, SC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hampton, SC
The aim of Lendersa® is to quickly secure you the optimal USDA or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and explore available USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.
1845 Sam Rittenberg Boulevard, Charleston, SC, 29407
Latitude 32™ opened its doors as Charleston Area Federal Credit Union in September 1952. It was founded by federal civil service employees in Charleston who were searching for a better way to protect their savings and provide low-cost loans to fellow employees. The idea was so successful that it spread and the credit union.
852 Orleans Road, Suite 203, Charleston, SC, 29407
We have been serving homeowners and homebuyers in the Lowcountry since 2002. Our loan officers have a wide range of experience in working with homebuyer's and homeowners to find the loan that best meets your needs. Jeff has been working as a mortgage loan officer since 2005. Jeff has worked with FHA, VA, Fannie Mae, USDA and Freddie Mac loans.
1180 Sam Rittenberg Blvd, Suite 160, Charleston, SC, 29407
Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird. Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old
4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.
612 Rembert C Dennis Boulevard, Moncks Corner, SC, 29461
The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.
"At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.
On the following pages you will learn briefly about our products and about us."
Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.
578 East Bay Street, Suite D, Charleston, SC, 29403
In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.
SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business
