FHA Vs. USDA loan program for Hampton, Hampton County, South Carolina

For 2025, the USDA loan limit in Hampton, located in Hampton, SC, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates and confirm the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to aid your decision on the best program for your financial situation in .

Exploring USDA and FHA Loan Options in Hampton, SC

The aim of Lendersa® is to quickly secure you the optimal USDA or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and explore available USDA loan programs.

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Understanding USDA Loans in SC

A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.

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(401) 490-3210 Lender's profile and map Reviews Best Financial Mortgage Services Inc 108 Phenix Ave, Cranston, RI, 02920 Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
(401) 281-9601 Lender's profile and map Reviews Providence Commercial Capital 535 Atwood Ave, Suite 4, Cranston, RI, 02920 Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
401 261 0922 Lender's profile and map Reviews EMCAP 1140 Reservoir Avenue, Cranston, RI, 02920 EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
(417) 682-3348 Lender's profile and map Reviews Lamar Bank and Trust Company 1000 Broadway, Lamar, MO, 64759 Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
(262) 367-1900 Lender's profile and map Reviews Town Bank, National Association 850 W N Shore Dr, Hartland, WI, 53029 Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.
(936) 639-2311 Lender's profile and map Reviews Southland Federal Credit Union 2601 S John Redditt Drive, Lufkin, TX, 75904 On September 9, 1963, Southland Federal Credit Union’s charter was approved by NCUA (National Credit Union Administration). Starting with only seven members and working out of a house, the credit union started providing financial services to workers and family members of the Southland Paper Mill in Lufkin, Texas.
(936) 632-4397 Lender's profile and map Reviews Lufkin Federal Credit Union 204 Gobblers Knob Road, Lufkin, TX, 75904 Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
(936) 632-8829 Lender's profile and map Reviews Angelina Federal Employees Credit Union 900 Pershing Avenue, Lufkin, TX, 75904 Angelina Federal Employees Credit Union has been open since 1952. The credit union has assets totaling $38.3 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings loans.
(417) 623-9816 Lender's profile and map Reviews Joplin Metro Credit Union 3301 Texas Avenue, Joplin, MO, 64804 Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(417) 626-8500 Lender's profile and map Reviews Great Plains Federal Credit Union 2306 S Range Line Road, Joplin, MO, 64804 Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
(417) 782-7800 Lender's profile and map Reviews The Mortgage House, Inc. 2915 S. Main Street, Joplin, MO, 64804 The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.