USDA Vs. FHA your options comparison in Denmark, Bamberg County, SC

In 2025, the USDA loan threshold in Denmark, located within the county of Bamberg, SC, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA loans and identify necessary qualifications regarding income, credit scores, reserves, and documentation. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA loans side by side to determine the best fit for your financial situation, particularly in regions like .

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Denmark, Bamberg County, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Denmark, SC

The primary aim of Lendersa® is to provide you with the best USDA or FHA loan efficiently and without complexity. Start with one of three options to connect with lenders that match your needs and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in SC

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. Different from FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Helvetica Group
  • 15260 Ventura Blvd., Suite 1705, Sherman Oaks, CA, 91403
  • Helvetica is an investor-oriented organization of valued employees who work hard to become a trusted part of the lives of the families and investors in which we service. We are focused on meeting the real estate investment, planning and servicing needs of our investors in a way that is innovative, personal and professional.
  • Red-Syndicate Finance LLC
  • 4333 Admiralty Way, Marina Del Rey, CA, 90292
  • Our financing amount ranges from $5M to $100M+. We provide aggressively priced quick, short-term financing. We make loans available for use toward acquisitions, construction, refinancing, lines of credit, and other market-driven opportunities. For more inquiries, kindly send us an e-mail or give us a call today! [email protected] (424) 209-
  • Avant Financial Group
  • 5003 Pacific Ave, Unit 1, Marina Del Rey, CA, 90292
  • Avant Financial Group you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Queen Bee Brokers
  • 333 Washington Boulevard, Suite 469, Marina Del Rey, CA, 90292
  • Queen Bee Brokers will provide you with the expertise and efficiency you deserve through this exciting process. In addition to real estate sales,Queen Bee Brokers is licensed to arrange real estate financing in California. Whether you are interested in purchasing a home or Refinancing your existing mortgage.
  • R & S Financial Services Inc.
  • 578 Washington Boulevard, Suite 383, Marina Del Rey, CA, 90292
  • "R & S Real Estate has been representing sellers and buyers in the purchasing, selling, and leasing of real estate property for 25 years. We provide: Comparative market analysis Pricing your property to sell for the highest price Protect you in all your transactions FHA, VA, and conventional loans
  • Consumer Home Loans
  • 10315 Woodley Avanue, Suite 119, Granada Hills, CA, 91344
  • Consumer Home Loans is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently
  • Power Play Mortgage
  • 16545 Armstead Street, Granada Hills, CA, 91344
  • Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
  • Globe and Anchor Mortgage
  • 10722 White Oak Street, Suite 5, Granada Hills, CA, 91344
  • Globe and Anchor Mortgage is the leading choice for all mortgage services in the Southern California. We have a proven track record of having helped numerous families refinance, purchase a home, and assist during the cash out process. We are veteran led and a family owned business so it is our focus to help other families all throughout California
  • Montana Home Loans
  • 17408 Chatsworth Street, Suite 101, Granada Hills, CA, 91344
  • Montana Realty & Home Loans is President of the John Broker officer at Montana Realty and Home Loans We are a dedicated and successful Real Estate & Mortgage company in Southern California with more than 20 years experience, it is our personal goal to make your Buying, Selling or refinancing experience very pleasant.
  • Tribune Investments and Loans
  • 15650 Devonshire Street, Suite 100, Granada Hills, CA, 91344
  • Tribune Investments and Loans will give you the personal attention you deserve with the respect you are due as a valued customer. We are known for integrity and experience in the mortgage industry, we are committed to break down the barriers to owning a home and to educate consumers.
  • Franklin Express Mortgage Inc.
  • 10723 White Oak Avenue, Granada Hills, CA, 91344
  • Franklin Express Mortgage Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southwest Mortgage
  • 17045 Chatsworth Street, Granada Hills, CA, 91344
  • Southwest Mortgage are fractionalized, different investors own various percentages of the loan, meaning that each investor is putting up less than the entire amount required for the loan. An assignment of their interest in the trust deed is recorded with the county recorder. Even trust deed investors.