USDA Vs. FHA your options comparison in Batesburg-Leesville, Lexington County, SC

In 2025, USDA loan limit in Batesburg-Leesville, county of Lexington, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Batesburg-Leesville, county of Lexington, SC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Batesburg-Leesville, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.
  • Fidelity Mortgage Lending Inc
  • 8255 Lake Underhill Road, Orlando, FL, 32825
  • We are a residential home loan mortgage brokerage and our goal is to be your lender for life! Personal Consultation - We provide a personal consultation so that we can get to know you. We listen carefully to your needs and your goals so that we can use this information to best assist you.
  • Sibley Mortgage Group LLC
  • 10959 Dylan Loren Circle, Orlando, FL, 32825
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kohler Mortgage LLC
  • 1906 Winding Oaks Drive, Orlando, FL, 32825
  • At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed
  • Valley State Bank
  • 15565 Highway 43 Bypass, Russellville, AL, 35653
  • Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
  • Community Spirit Bank
  • 14009 Highway 43, Russellville, AL, 35653
  • Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
  • First Federal Bank TN
  • 611 East College St, Dickson, TN, 37055
  • First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.