USDA Vs. FHA Pro and Con comparison in Batesburg-Leesville, Lexington County, SC

In 2026, the USDA loan limit for Batesburg-Leesville, located in Lexington, SC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates and find out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide the best program for your financial situation in .

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Batesburg-Leesville, Lexington, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Batesburg-Leesville, SC

Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and easily. Start with one of three paths that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also known as the USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available solely in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement, enhancing their accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MCapital Holdings LLC
  • 2065 New Haven Avenue, Claremont, CA, 91711
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community.
    MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach.

    Our long history in this business

  • Susana Rhoades Lending Team
  • 414 Yale Avenue, Claremont, CA, 91711
  • Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires

  • Crescent Tree Corporation
  • 206 W Bonita Ave, Suite 2-N, Claremont, CA, 91711
  • Crescent Tree Corporation with over two decades of experience, Jeannette Navarro started a boutique brokerage offering a new approach to the lending experience. Shortly after opening her Claremont, CA office in 2020, mortgage specialists and brokers adamantly sought the brokerage.and also We believe that every customer deserves.

  • First Choice Funding Solutions Inc.
  • 415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
  • First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.

  • Rudy Muniz Real Estate
  • 415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
  • Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.

  • Legacy Private Funding
  • 405 W. Foothill Blvd., Suite 102, Claremont, CA, 91711
  • "Legacy Private Funding caters to the needs of Investors, Rehabbers, and Subprime Money Borrowers who cannot meet the requirements of of conventional banks. The Legacy Private Funding Difference:
    • We only lend on non-owner occupied and commercial real estate in Southern California, keeping all properties close"

  • Home Loans of CA, Mortgage Broker
  • 22431 Antonio Parkway, Rancho Santa Margarita, CA, 92688
  • Home Loans of CA is all about achieving excellent results through professional & personalized service. With decades of experience & strategic relationships with largest wholesale mortgage lenders, we serve all residential financing in CA. We work with the largest mortgage wholesalers, so we have access to the lowest interest rates-Guaranteed!

  • Next Generation Lender
  • 22521 Avenida Empresa, Suite 102, Rancho Santa Margarita, CA, 92688
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.