USDA VS FHA in Batesburg-Leesville, Lexington County, SC

In 2025, the USDA loan limit for Batesburg-Leesville, located in Lexington, SC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates and find out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Batesburg-Leesville, Lexington, SC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Batesburg-Leesville, SC

Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and easily. Start with one of three paths that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in SC?

The USDA home loan, also known as the USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available solely in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement, enhancing their accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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