USDA Loan Vs. FHA loan for Oak-Grove, SC 2025

In 2025, the USDA loan limit set for Oak-Grove, located in Lexington, SC, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, determining the income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most appropriate program for your financial situation in .

USDA and FHA Loan Options in Oak-Grove, SC

Lendersa® strives to provide you with the most favorable USDA or FHA loan swiftly and conveniently. Select one of three initial paths to find matching lenders and USDA loan programs.

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Understanding the USDA Loan in SC

A USDA home loan, sponsored by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural communities only. Whereas FHA loans insist on a minimum of 3.5% down payment, USDA loans eliminate this requirement altogether.

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(956) 598-6558 Lender's profile and map Reviews Action Credit, Round Rock 110 S. Church St., Center, TX, 75935 TransUnion is a global information and insights company that makes trust possible between businesses and consumers, by ensuring that each consumer is reliably and safely represented in the marketplace We do this by having an accurate and comprehensive picture of each person. This picture is grounded in our foundation as a credit reporting agency.
(608) 527-5275 Lender's profile and map Reviews The Bank of New Glarus 1101 Highway 69, Suite 11, New Glarus, WI, 53574 The Bank of New Glarus is headquartered in New Glarus, Wisconsin and has branch offices located in New Glarus, Belleville, Monroe, Juda and Brodhead, with a loan production office located in Madison. As the largest deposit bank in Green County, it offers a full range of financial products and services to its customers
(401) 438-7788 Lender's profile and map Reviews Community & Teachers Federal Credit Union 1169 South Broadway, East Providence, RI, 02914 Community & Teachers is a full service, not-for-profit cooperative financial institution that has been serving “Townies” for over 55 years. Founded in 1960 by eight teachers, the Credit Union was initially only able to extend membership if the person was employed by the school department.
(800) 254-3262 Lender's profile and map Reviews Capital City Financial Corporation 2740 Pawtucket Avenue East, Providence, RI, 02914 Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
(401) 270-1144 Lender's profile and map Reviews Troy City Mortgage LLC 692 Warren Avenue, East Providence, RI, 02914 Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
(401) 952-7376 Lender's profile and map Reviews Province Mortgage Associates, Inc 50 Office Parkway, East Providence, RI, 02914 We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
(866) 301-2300 Lender's profile and map Reviews FAMILY FINANCIAL GROUP, INC 480 Hope Street, Suite One, Providence, RI, 02906 Family Financial Group, Inc is a family owned and run company. I work with my brother, Luke. We are committed to making sure that every client is "treated like family." We are here to answer questions about the home buying process whether you are just starting out or buying your 10th property.
844 507 5859 Lender's profile and map Reviews Foxpoint Lending One Richmond Square, Providence, RI, 02906 Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states. Our loans are frequently termed asset-backed loans because they are backed by the col
(800) 657-9126 Lender's profile and map Reviews Webster Five 35 Millbury Street, Auburn, MA, 01501 Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
(920) 467-8105 Lender's profile and map Reviews Meadowland Credit Union 1040 North Main Street, Sheboygan Falls, WI, 53085 Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
(903) 667-2553 Lender's profile and map Reviews State Bank of Dekalb 102 S.W. Runnels, De Kalb, TX, 75559 State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages. The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
(877) 782-6637 Lender's profile and map Reviews St. Anne's Credit Union 286 Oliver Street, Fall River, MA, 02724 St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p