In 2026, the USDA loan limit set for Oak-Grove, located in Lexington, SC, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, determining the income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most appropriate program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Oak-Grove, Lexington, SC
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Oak-Grove, SC
Lendersa® strives to provide you with the most favorable USDA or FHA loan swiftly and conveniently. Select one of three initial paths to find matching lenders and USDA loan programs.
A USDA home loan, sponsored by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural communities only. Whereas FHA loans insist on a minimum of 3.5% down payment, USDA loans eliminate this requirement altogether.
United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
First Community apart from other places to work? It's simple: We treat you like family. We operate on a first-name basis and use it often, we remember that you had to take Buddy to the vet last week, and we know that you need to leave a little early on Tuesdays to get your kids to practice.
Empire Mortgage, LLC located in Lexington South Carolina. It gives us great honor to service the following areas, Lexington County, Richland County and the entire state of South Carolina. Over 15 million households experienced a foreclosure, short sale or bankruptcy during the economic crisis.
925 East Main Street, Suite B & D, Lexington, SC, 29072
Lends in South Carolina
Darin Bradford. My goal is to deliver a fast and smooth home buying process while providing the best customer service possible. If you're buying a home or looking to refinance, I'm here to help you. My team and I are dedicated, experienced, and ready to help you with a home loan. Contact us now and we'll get started.
Integrité First Mortgage, LLC (SM) (IFM) is a Christian values company established in South Carolina in 2004 to accommodate the general public's need for a pleasant mortgage alternative to banks, credit unions, and other mortgage organizations. We strive to provide our services with respect, kindness, and integrity
At Digital Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Lexington Mortgage Center has been serving the Midlands of South Carolina since 1984. Since our start up as a small company, we have grown to now cover both North and South Carolina. Although we have grown as a company, we still provide that small-town service. Knowledge, Experience
3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
Lends in South Carolina
SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you.
Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
111 Executive Center Drive, Suite 225, Columbia, SC, 29210
Lends in South Carolina
Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.
