In the year 2026, the USDA loan limit for St.-Andrews in Richland county of SC is listed as $285,000, while the limit for FHA loans stands at $356,362 for single-family residences.
Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, evaluating income, credit, reserves, and necessary documentation for eligibility. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to aid in determining the ideal program in Alabama for your distinct financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure you the best USDA or FHA loan promptly and hassle-free. Choose from three initial options that match you with lenders and specific USDA loan programs.
A USDA home loan is a government-guaranteed mortgage through the U.S. Department of Agriculture, also termed a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not mandate a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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