USDA Loan Vs. FHA loan for St.-Andrews, SC [Richland County Rates 2023]

In 2025, USDA loan limit in St.-Andrews, county of Richland, SC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in St.-Andrews, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 391-4099 380 miles Lender's profile and map Reviews United Mortgage Lending Corp 9850 Von Allmen Court, Suite 201, Louisville, KY, 40241 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(502) 645-4722 380 miles Lender's profile and map Reviews MILESTONE LENDING 9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241 Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.
(270) 755-4818 380 miles Lender's profile and map Reviews Lewisburg Banking Company 287 North Main St, Lewisburg, KY, 42256 Lewisburg Banking Company was chartered on February 10, 1894. There were 35 original stockholders. The bank was chartered with 150 shares with each share selling for $100; thus making a capital investment of $15,000. An organizational meeting of the stockholders of the proposed banking company to be located at Lewisburg, Logan County, Kentucky.
(502) 314-0318 380 miles Lender's profile and map Reviews Kentucky Mortgage Group LLC 714 Lyndon Lane, Suite 11, Louisville, KY, 40222 Kentucky Mortgage Group (KMG) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
(502) 423-6200 380 miles Lender's profile and map Reviews Grandbridge 4938 Brownsboro Rd, Louisville, KY, 40222 "We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis. We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
(502) 797-2480 380 miles Lender's profile and map Reviews A-1 Mortgage, LLC 7410 New La Grange Rd, Suite 108, Louisville, KY, 40222 Raised in Kentucky, I love being able to help others achieve their dreams to live in this great state. I have been in the mortgage business for over ten years, initially starting my career within our family owned mortgage company, A-1 Mortgage Company, Parker Services. After my family retired, I broadened my knowledge in the field with a position
502 205 9422 380 miles Lender's profile and map Reviews Surepoint Equity 8001 Lyndon Centre Way Suite 101, Louisville, KY, 40222 SurePoint Equity LLC is a Local, Private Lender specializing in Fix and Flip and Rehab and Refi renovation loans for Real Estate Investors. We are well capitalized, have very competitive rates and can close as fast as 5-7 business days. We typically lend up to 90% of the purchase price, plus 100% of renovation costs and don't require monthly paymen
(502) 807-6837 381 miles Lender's profile and map Reviews Discount Equity Services Inc 4800 Strawberry Lane, Louisville, KY, 40209 Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.
(703) 680-1143 381 miles Lender's profile and map Reviews PWC Employees Credit Union 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193 PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
(502) 366-6022 381 miles Lender's profile and map Reviews Beacon Community Credit Union 7910 National Turnpike, Louisville, KY, 40214 Beacon Community Credit Union was chartered in 1947 to serve the employees of the Naval Ordnance Station in Louisville, Kentucky and was originally named Louisville Naval Ordnance Plant Employees Credit Union. With the closure of the Naval Ordnance Plant in 1995, we had to branch out to remain a thriving credit union.
(502) 415-2007 381 miles Lender's profile and map Reviews Commonwealth Capital Mortgage, LLC 6301 Strawberry Lane, Louisville, KY, 40214 Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!