USDA Vs. FHA Pro and Con comparison in Red-Bank, Lexington County, SC
In 2025, the USDA loan limit in Red-Bank, within the county of Lexington, SC, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates to determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side to help decide the ideal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Red-Bank, Lexington, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Red-Bank, SC
Lendersa® aims to promptly provide you with the best possible USDA or FHA loan without complications. Choose one of three starting paths that lead to compatible lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, meant solely for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans have no down payment requirement.
Source 1 Mortgage has zero lender fees and is the largest Mortgage Brokerage in DeKalb county. We specialize in low down payment programs, as well as FHA, VA, Conventional and USDA loans. As a Brokerage we are able to works with some of the largest investors and mortgage wholesalers in the nation to offer you the widest array of product
Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York.
The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.
Crystal Lake Bank & Trust Company, National Association
70 N. Williams St, Crystal Lake, IL, 60014
Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.
64 East Crystal Lake Avenue, Crystal Lake, IL, 60014
At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
282 Memorial Court, Unit C, Crystal Lake, IL, 60014
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
Waterbury Postal Employees Federal Credit Union has been serving United States Postal Service employees in Waterbury and Naugatuck, their families, and our community in the "Brass City" since 1939. We're here to help our members achieve and maintain financial stability and success — now and into the future.
We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
