USDA Vs. FHA Pro and Con comparison in Red-Bank, Lexington County, SC
In 2025, the USDA loan limit in Red-Bank, within the county of Lexington, SC, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates to determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side to help decide the ideal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Red-Bank, Lexington, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Red-Bank, SC
Lendersa® aims to promptly provide you with the best possible USDA or FHA loan without complications. Choose one of three starting paths that lead to compatible lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, meant solely for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans have no down payment requirement.
We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs & most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult & confusing process of choosing & getting the exact loan to meet your specific needs.
43620 Ridge Park Drive, Suite 200, Temecula, CA, 92590
At Paradyme Funding we offer a wide variety of lending needs to fit any client's needs. We partner with banks across the nation to ensure that we have a loan for every scenario. In addition to traditional lending we offer our clients bank statement, asset, DSCR, Jumbo, portfolio, and even Hard Money options.
Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage
28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.
41715 Enterprise Circle N, Suite 106, Temecula, CA, 92590
"Biggs Rep are an experienced, fun, and intelligent group of Real Estate Professionals who also just happen to be warriors for our clients.
Mortgage Lending
Creating financial solutions
Negotiation
Loan Origination
Closing deals
Reversing Loan Denials
WE’D LOVE TO HELP YOU WITH:
Pre-approvalsFirst HomesInvestmentsRefinancing..
43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.
41530 Enterprise Circle South, Suite 208, Temecula, CA, 92590
PRW Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.
43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
