USDA Loan Vs. FHA loan for Beaufort, SC [Beaufort County Rates 2023]

In 2025, USDA loan limit in Beaufort, county of Beaufort, SC is $336,500 while FHA limit is $485,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Beaufort, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(615) 716-7088 425 miles Lender's profile and map Reviews BOND MORTGAGE, LLC 318 Seaboard Lane, Suite 310, Franklin, TN, 37067 At Bond Mortgage, we believe our personalized approach to mortgage lending guarantees you receive the home financing experience you deserve. Our versatile lending platform and experienced team enables us to simplify the loan process and focus our attention on your specific needs.
(615) 599-2101 425 miles Lender's profile and map Reviews Music City Mortgage 128 Holiday Court, Suite 121, Franklin, TN, 37067 Music City Mortgage, Inc. is family owned and operated. We are available for you 7 days a week. We answer our phones and emails and can get you pre-approved morning, noon or evening. With over 25 years in the business, our team is committed to providing our clients with the highest quality mortgage services.
(239) 596-3977 425 miles Lender's profile and map Reviews Best Interest Mortgage Inc 5633 Strand Blvd, Suite 302, Naples, FL, 34110 "Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, & consideration we give to each of our clients."
(844) 448-8884 425 miles Lender's profile and map Reviews REI Capital & Development 5660 Strand Court, Naples, FL, 34110 "We are actively taking in and closing Investment loans during the Corona Virus Crises in spite of many Lenders stepping back and withdrawing funding till the market corrects. REI is working closely with Investors who have in house funds and have not been affected by the shutdown."
(954) 566-0506 425 miles Lender's profile and map Reviews Mortgage Professionals 555 S. Powerline Rd, Suite 8, Pompano Beach, FL, 33069 At Mortgage Professionals. We understand that buying a home may be a daunting task, but with us, we make it really easy! Our highly skilled team of Originators, Processors and Underwriters have several years of experience- leaving YOU in good hands. We will guide you, listen to your concerns and make it our top priority to get you your dream home.
(859) 575-4502 425 miles Lender's profile and map Reviews First Century Lending 2013 Merchant Dr, Suite 1, Richmond, KY, 40475 First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered: Home Mortgages Commercial Loans Personal Installments Home Equity
(931) 388-1970 425 miles Lender's profile and map Reviews Heritage Bank & Trust 217 South James M. Campbell Boulevard, Columbia, TN, 38401 Heritage Bank & Trust is proud to be your community bank serving Maury and Lawrence counties. Offering a broad range of financial services from personal to business needs, Heritage Bank & Trust strives to make your life better. Heritage Bank & Trust has offices in Columbia, Mount Pleasant and Lawrenceburg.
(931) 486-3125 425 miles Lender's profile and map Reviews Family Advantage Federal Credit Union 615 West 7th Street, Columbia, TN, 38401 vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.
(800) 882-8378 425 miles Lender's profile and map Reviews First Farmers & Merchants Bank 816 S. Garden Street, Columbia, TN, 38401 First Farmers is one of Tennessee’s leading community banks with more than $1.9 billion in assets and over $6.0 billion in administered trust assets. Our bank has steadily grown across the region, with 22 financial service centers in Davidson, Giles, Hickman, Lawrence, Marshall, Maury and Williamson counties. Through our continued growth.
(931) 446-0909 425 miles Lender's profile and map Reviews Kelley Mortgage LLC 105 E James Campbell Blvd, Suite 2, Columbia, TN, 38401 Kelley Mortgage, LLC has been in operation since 2007. Beginning in 1998, I worked for several different independent mortgage companies before founding this enterprise.Everyone has seen many changes the past several years, both good and bad, but Kelley Mortgage has been able to thrive in a tough environment.
(304) 528-2400 425 miles Lender's profile and map Reviews Huntingtonized Federal Credit Union 481 8th Avenue West, Huntington, WV, 25701 Huntingtonized Federal Credit Union has been open since 1939. It's the 24th largest credit union in West Virginia with assets totaling $43.09 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a community-based financial institution.