In 2026, the USDA loan limit in Beaufort, located in the county of Beaufort, SC, is $336,500. Meanwhile, for a single-family home, the FHA limit is $485,300.
Utilize the Lendersa® USDA loan calculator to explore today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable option for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $485,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly help you secure the most favorable USDA or FHA loan, free from hassle. Begin by selecting one of three starting methods to link with matching lenders and available USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, intended for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans aren't contingent on any down payment, offering distinct benefits for eligible borrowers in appropriate locations.
Enter your location to find out if it qualifies for USDA rural housing loan?
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