USDA Loan Vs. FHA loan for Laurel-Bay, SC 2025

In 2025, the USDA loan limit set for Laurel-Bay in Beaufort, SC, stands at $285,000, whereas the FHA limit for a single-family home is $379,500.

Leverage the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, assessing the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program most suitable for your financial needs in .

USDA and FHA Loan Options in Laurel-Bay, SC

Lendersa® is committed to securing you the best USDA or FHA loan swiftly and without hassle. Choose one of three initial paths that result in matching you with lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in SC

The USDA home loan, also widely known as the USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is specifically intended for rural areas. It contrasts with FHA loans that require a minimum down payment of 3.5%, as USDA loans necessitate no down payment whatsoever.

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(562) 598-7776 Lender's profile and map Reviews Benefit Mortgage Lending Group, Inc. 3550 Iris Cir, Seal Beach, CA, 90740 At Benefit Mortgage Lending Group, Inc. We are a full-service mortgage company based in Seal Beach, CA. We specialize in Home Purchase Loans and Refinance in Seal Beach. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 90740, we can help you realize your dream of homeownership
626-3212372 Lender's profile and map Reviews AAA Capital Investment Inc 117 S Garfield Ave,, Alhambra, CA, 91801 AAA LENDINGS is a direct mortgage lender with many years of lending experience. We have a group of experienced professionals providing services for our clients. We offer variety loan programs in DSCR Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and Foreign National Loan. We always put customer's needs first and provide the
(626) 300-6000 Lender's profile and map Reviews First Commercial Bank (USA) 200 East Main Street, Alhambra, CA, 91801 First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
(626) 440-7000 Lender's profile and map Reviews Parsons Federal Credit Union 100 West Walnut Street, Pasadena, CA, 91124 Parsons Federal Credit Union is made up of member-owners who take pride in where they bank. We have proudly served the financial needs of Parsons Corporation, its affiliates, and their family members since 1975. Today, we have expanded our footprint, delivering outstanding service to members located around the world through innovative technology
(626) 395-6300 Lender's profile and map Reviews Caltech Employees Federal Credit Union 515 S. Wilson Ave, Pasadena, CA, 91125 On April 11, 1950, seven Caltech employees established Caltech Employees Federal Credit Union (CEFCU). Each of these founding members contributed one share of $5 to the first pool of Credit Union money. After 70 years of service, the Credit Union has grown from those first seven-member accounts
(626) 284-5555 Lender's profile and map Reviews New Omni Bank, National Association 1235 South Garfield Avenue, Alhambra, CA, 91801 New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
(888) 493-7266 Lender's profile and map Reviews Wescom Central Credit Union PO Box 7058, Pasadena, CA, 91109 Since 1934, Wescom Credit Union has been dedicated to helping members throughout Southern California build better lives. Now with 24 branches, we provide essential banking solutions to more than 200, 000 members. Like all credit unions, Wescom is a non-profit financial cooperative, and our members are our owners.
(626) 284-2815 Lender's profile and map Reviews Advanced Lending Institute 1028 South Garfield Avenue, Alhambra, CA, 91801 Our company is committed to delivering the highest level of service to earn the deepest level of trust. While other agents and loan officers spend most of their time looking for new business, we want to commit ourselves to spending 100% of that time focusing on making sure you have a smooth
(626) 554-5541 Lender's profile and map Reviews AAA Capital Investment, Inc. 117 South Garfield Avenue, Alhambra, CA, 91801 AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.
(626) 684-4574 Lender's profile and map Reviews Uni First Investment 801 S. Garfield Ave #308, Alhambra, CA, 91801 Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
(562) 881-9811 Lender's profile and map Reviews Home Central Financial 7847 Florence Avenue, Suite 101, Downey, CA, 90240 Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
(877) 504-2996 Lender's profile and map Reviews California First Home Loans 9901 Paramount Blvd, Suite 105, Downey, CA, 90240 We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.