For 2025, the USDA loan cap in Shell-Point, located in the county of Beaufort, SC, is $285,000, whereas the FHA loan limit for a single-family home reaches $379,500.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA vs FHA rates available today. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side to assist in selecting the best program for your financial scenario, particularly in regions like .
2025 Loan Limits and Down Payment Requirements in Shell-Point, County of Beaufort, SC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Shell-Point, SC
Lendersa® aims to provide the best possible USDA or FHA loan quickly and conveniently. Choose one of three pathways designed to match you with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, no down payment is needed for USDA mortgages.
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4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
Senior Reverse Mortgage Group is local, not an online based company. Since we are located in the area, we are able to meet face to face in your home, or in our office. Closings may be arranged to be conducted in your home Please contact us for a free consultation so all your options can be discussed, allowing you to make the choice to best meet you
421 N Northwest Highway, Suite 22, Barrington, IL, 60010
Our mission at Fidelity Mortgage Capital is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
421 North Northwest Highway, Suite 16, Barrington, IL, 60010
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process. Our goal is to help the you find a loan that fits your unique needs.
840 S Northwest Highway, Suite 202, Barrington, IL, 60010
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing the lowest interest rates and closing costs possible. Futhermore, we pleadge to help borrowers overcome roadblocks that can arise while securing a loan.
10 Executive Court, Suite 2, South Barrington, IL, 60010
ClearPath Financial Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
"At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank.
Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
At GraCo Federal Credit Union, we all benefit from the cooperative nature of our members! If it’s time for a change, it’s time for GraCo FCU and GraCo Federal Credit Union is a member owned financial co-operative dedicated to member service and community involvement through responsible leadership.
