In 2025, the USDA loan limit for Port-Royal, within Beaufort county of SC, stands at $285,000, while the FHA limit for a single-family home is $379,500.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA against FHA rates. Establish the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide the best fit in
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| Type of Loan | Maximum Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to securing you the best USDA or FHA loan efficiently and without undue difficulty. Select from three starting points that lead to matched lenders and USDA loan program options.
A USDA home loan, also referred to as a USDA mortgage or USDA rural development loan, is government-guaranteed by the Department of Agriculture, and only accessible in rural areas. Unlike FHA loans requiring at least 3.5% down payment, the USDA mortgage demands no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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