USDA Vs. FHA your options comparison in Port-Royal, Beaufort County, SC
In 2026, the USDA loan limit for Port-Royal, within Beaufort county of SC, stands at $285,000, while the FHA limit for a single-family home is $379,500.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA against FHA rates. Establish the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide the best fit in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Port-Royal, Beaufort County, SC
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Port-Royal, SC
Lendersa® is committed to securing you the best USDA or FHA loan efficiently and without undue difficulty. Select from three starting points that lead to matched lenders and USDA loan program options.
A USDA home loan, also referred to as a USDA mortgage or USDA rural development loan, is government-guaranteed by the Department of Agriculture, and only accessible in rural areas. Unlike FHA loans requiring at least 3.5% down payment, the USDA mortgage demands no down payment.
At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
Lends in South Carolina
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
