USDA and FHA Pro and Con in Port-Royal, Beaufort County, SC
In 2025, the USDA loan limit for Port-Royal, within Beaufort county of SC, stands at $285,000, while the FHA limit for a single-family home is $379,500.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA against FHA rates. Establish the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide the best fit in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Port-Royal, Beaufort County, SC
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Port-Royal, SC
Lendersa® is committed to securing you the best USDA or FHA loan efficiently and without undue difficulty. Select from three starting points that lead to matched lenders and USDA loan program options.
A USDA home loan, also referred to as a USDA mortgage or USDA rural development loan, is government-guaranteed by the Department of Agriculture, and only accessible in rural areas. Unlike FHA loans requiring at least 3.5% down payment, the USDA mortgage demands no down payment.
Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
30724 Benton Road, Suite C302-580, Winchester, CA, 92596
Faster, Cheaper, Easier, Local…and with lots of Love. That’s our game here at Williams Realty. We’re not just another Real Estate company; We’re laser focused on making sure we exceed your expectations by taking to heart the concept of under-promising and over-delivering. we went all in on that philosophy and still live it out to this day.
At Gravity Mortgage, our Loan Officers search for the best rates and best terms from multiple financial institutions. Let us be your advocates and provide you with an unbeatable quote. we are dedicated to making buying a house as easy as possible. We provide mortgage solutions specifically geared for you.
The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
490 Alabama Street, Suite 101, Redlands, CA, 92373
The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs.
We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
300 E State Street, Suite 210, Redlands, CA, 92373
My goal is to make homeownership not only a goal, but a reality! I offer many loan programs for purchases and refinances such as Conventional, FHA, VA, USDA, JUMBO, Down Payment Assistance and First Time Homebuyer products. I provide financing for residential homes with occupancies of primary residence
"Jennifer Lund has established herself as a top producing and performing mortgage professional at Caliber Home Loans. Experience exceptional service at Jennifer Lund Mortgage. Equal Housing Lender.
Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act."
"Viewpoint Financial is a boutique mortgage brokerage that includes a Real Estate Listing and Sales Division. We are located in the historic city of Redlands, California.
With mortgage experience dating back to 1984, being an approved broker with many different lenders, and having business and social relationships all over the Inland Empire,"
300 East State Street, Suite 480, Redlands, CA, 92373
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
About Redlands Realty is a full-service real estate agency in the heart of Redlands - serving the San Bernardino and Riverside Counties. From financing to closing deals on properties, our small (but mighty) team can help you through the entire home-buying, selling, and owning experience.
490 Alabama Street, Suite 101, Redlands, CA, 92373
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.